Austin, IN47102

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$158,000
3.9% YoY Growth
Median Household Income
$47,600
35.4% 5-Year Growth
Days on Market
29
24.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$850
25.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$850
25.0% YoY Growth

Property Listings — Austin, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Austin, IN is 29. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$184,00011.0%
Listing Count
36106.0%
Listings as % of Homes0.4%106.0%
Days on Market
29-24.0%
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Demographics — Austin, IN

As of the latest ACS Survey released in 2023, Austin, IN has a population of 6,650, which has decreased by -4.6% over the past 5 years. Austin, IN is a moderately popular place for families, as children make up 19.5% of the population. The area has a poorly educated workforce, with 9.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,650-4.6%
% Under 18
19.5%-17.7%
% Seniors
19.6%31.5%
% WFH
7.3%217.4%
% w/ College Degree
9.6%35.2%
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As of the latest ACS Survey released in 2023, Austin, IN is a predominantly white area, with 96.5% of the population identifying as white. The white population has grown by 2.2% in the last 5 years. The second most common race or ethnicity in Austin, IN is hispanic, making up 2.4% of the population. Foreign-born residents account for 0.7% of the population in Austin, IN, and this percentage has decreased by 22.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.5%2.2%
% Black
0.0%N/A
% Hispanic
2.4%-27.3%
% Asian
0.0%N/A
% Foreign Born
0.7%-22.2%
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Mortgage and Risk — Austin, IN

According to HUD data as of 2023, there were 161 mortgage originations in Austin, IN, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Austin, IN. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
161
% Conventional Loans
62.0%
% Government Loans
38.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Austin, IN

Austin, IN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
139
Total Units Section 8
139
% Rentals under Section 8
N/A
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$710
2 BedroomN/AN/A$930
3 Bedroom$370$850$1,220
4 BedroomN/AN/A$1,230

Affordability — Austin, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$158,000
Median Household Income$47,600

Austin, IN — ZIP Code Boundary Map

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Frequently Asked Questions