Elizabeth, IN47117

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$255,000
3.8% YoY Growth
Median Household Income
$88,600
47.2% 5-Year Growth
Days on Market
37
2.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Elizabeth, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Elizabeth, IN is 37. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$515,000-2.0%
Listing Count
710.0%
Listings as % of Homes0.3%10.0%
Days on Market
372.0%
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Demographics — Elizabeth, IN

As of the latest ACS Survey released in 2023, Elizabeth, IN has a population of 4,350, which has remained stable by -0.3% over the past 5 years. Elizabeth, IN is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,350-0.3%
% Under 18
24.1%-2.0%
% Seniors
16.7%13.6%
% WFH
8.4%86.7%
% w/ College Degree
20.6%154.3%
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As of the latest ACS Survey released in 2023, Elizabeth, IN is a predominantly white area, with 96.3% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Elizabeth, IN is asian, making up 1.2% of the population. Foreign-born residents account for 1.5% of the population in Elizabeth, IN, and this percentage has increased by 200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.3%-0.3%
% Black
1.1%-47.6%
% Hispanic
0.6%-25.0%
% Asian
1.2%∞%
% Foreign Born
1.5%200.0%
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Mortgage and Risk — Elizabeth, IN

According to HUD data as of 2023, there were 91 mortgage originations in Elizabeth, IN, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Elizabeth, IN. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
91
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Elizabeth, IN

Elizabeth, IN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$970
2 BedroomN/AN/A$1,180
3 BedroomN/AN/A$1,540
4 BedroomN/AN/A$1,760

Affordability — Elizabeth, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$255,000
Median Household Income$88,600

Elizabeth, IN — ZIP Code Boundary Map

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Frequently Asked Questions