Evansville, IN47711

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$181,000
4.1% YoY Growth
Median Household Income
$65,400
26.6% 5-Year Growth
Days on Market
48
6.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$950
7.0% YoY Growth
1-Bed Rent
$695
9.6% YoY Growth
2-Bed Rent
$995
6.8% YoY Growth
3-Bed Rent
$1,300
6.3% YoY Growth

Other Zip Codes in Evansville, IN

Property Listings — Evansville, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Evansville, IN is 48. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$155,0004.0%
Listing Count
1824.0%
Listings as % of Homes0.3%4.0%
Days on Market
486.0%
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Demographics — Evansville, IN

As of the latest ACS Survey released in 2023, Evansville, IN has a population of 30,800, which has decreased by -4.8% over the past 5 years. Evansville, IN is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 23.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
30,800-4.8%
% Under 18
20.6%-3.7%
% Seniors
18.9%24.3%
% WFH
5.7%72.7%
% w/ College Degree
23.8%9.2%
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As of the latest ACS Survey released in 2023, Evansville, IN is a predominantly white area, with 84.5% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Evansville, IN is black, making up 8.0% of the population. Foreign-born residents account for 1.8% of the population in Evansville, IN, and this percentage has decreased by 37.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.5%-5.7%
% Black
8.0%73.9%
% Hispanic
1.8%5.9%
% Asian
0.7%-65.0%
% Foreign Born
1.8%-37.9%
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Mortgage and Risk — Evansville, IN

According to HUD data as of 2023, there were 655 mortgage originations in Evansville, IN, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Evansville, IN. Investor activity is low, as 7.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
655
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
20.0%

Loan Activity

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Rentals and Section 8 — Evansville, IN

As of 2024, the percent of homes in Evansville, IN under the Section 8 program is 7.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Evansville, IN, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
239
Total Units Section 8
239
% Rentals under Section 8
7.0%
% Occupied Section 8
77.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$155$695$850
2 Bedroom$95$995$1,090
3 Bedroom$40$1,300$1,340
4 Bedroom$645$875$1,520

Affordability — Evansville, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.5
Median Home Price$181,000
Median Household Income$65,400

Evansville, IN — ZIP Code Boundary Map

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Frequently Asked Questions