Cayuga, IN—47928
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cayuga, IN
Home Price Trends — Cayuga, IN
As of Oct '25, the median home price in Cayuga, IN is $123,000, with a year-over-year change of 5.1%. This indicates that home prices in Cayuga, IN are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $123,000 | 5.1% |
| Single Family | $122,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $89,000 | 1.1% |
3 Bed | $122,000 | 6.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cayuga, IN
Cayuga, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cayuga, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Cayuga, IN is 49. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $142,000 | 11.0% |
Listing Count | 4 | -46.0% |
| Listings as % of Homes | 0.7% | -46.0% |
Days on Market | 49 | -14.0% |
Demographics — Cayuga, IN
As of the latest ACS Survey released in 2023, Cayuga, IN has a population of 1,750, which has decreased by -17.9% over the past 5 years. Cayuga, IN is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 6.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,750 | -17.9% |
% Under 18 | 24.1% | 11.1% |
% Seniors | 19.5% | 30.0% |
% WFH | 4.9% | 8.9% |
% w/ College Degree | 6.6% | -16.5% |
As of the latest ACS Survey released in 2023, Cayuga, IN is a predominantly white area, with 98.1% of the population identifying as white. The white population has grown by 2.5% in the last 5 years. The second most common race or ethnicity in Cayuga, IN is asian, making up 0.5% of the population. Foreign-born residents account for 0.5% of the population in Cayuga, IN, and this percentage has decreased by 68.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.1% | 2.5% |
% Black | 0.0% | N/A |
% Hispanic | 0.2% | -50.0% |
% Asian | 0.5% | -64.3% |
% Foreign Born | 0.5% | -68.8% |
Mortgage and Risk — Cayuga, IN
According to HUD data as of 2023, there were 38 mortgage originations in Cayuga, IN, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Cayuga, IN. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 38 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Cayuga, IN
Cayuga, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | 11.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | N/A | N/A | $1,280 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Cayuga, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.9 |
| Median Home Price | $123,000 |
| Median Household Income | $57,900 |