Smiths Creek, MI 48074 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Smiths Creek, MI—48074

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$236,000

2.4% YoY Growth

Household Income

$69,600

23.4% YoY Growth

Days on Market

104

61.0% Longer YoY

Home Price Forecast

0.0%

Median Rent

$999

48.0% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$999

N/A

Home Price Trends — Smiths Creek, MI

As of May '26, the median home price in Smiths Creek, MI is $236,000, with a year-over-year change of 2.4%. This indicates that home prices in Smiths Creek, MI are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$236,000	2.4%
Single Family	$235,000	2.6%
Condos	$287,000	9.1%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Smiths Creek, MI

As of July '25, Rentcast reports the average rent in Smiths Creek, MI is $999, with a year-over-year rent change of 48.0%. Per bedroom, the median rent as of July '25 in Smiths Creek, MI is 3-bedrooms: $999. The most common rental property sizes in Smiths Creek, MI are 3-bedroom and 2-bedroom, accounting for 69.5% and 8.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$999	$999
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$999	$999
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

5.3%

1 Bedroom

5.0%

2 Bedrooms

8.4%

3 Bedrooms

69.5%

4 Bedrooms

8.2%

5+ Bedrooms

3.7%

Property Listings — Smiths Creek, MI

As of May '26, Realtor.com reports that the median days on market for a home in Smiths Creek, MI is 104. This is a increase of 61.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$320,000	3.0%
Listing Count	15	-15.0%
Listings as % of Homes	0.5%	-15.0%
Days on Market	104	61.0%

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Demographics — Smiths Creek, MI

As of the latest ACS Survey released in 2023, Smiths Creek, MI has a population of 9,620, which has increased by 5.1% over the past 5 years. Smiths Creek, MI is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 15.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	9,620	5.1%
% Under 18	21.3%	1.4%
% Seniors	16.9%	-7.1%
% WFH	8.7%	443.7%
% w/ College Degree	15.2%	-1.3%

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As of the latest ACS Survey released in 2023, Smiths Creek, MI is a predominantly white area, with 89.7% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Smiths Creek, MI is hispanic, making up 6.4% of the population. Foreign-born residents account for 1.5% of the population in Smiths Creek, MI, and this percentage has decreased by 6.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	89.7%	-1.4%
% Black	0.1%	0.0%
% Hispanic	6.4%	36.2%
% Asian	0.1%	-85.7%
% Foreign Born	1.5%	-6.2%

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Mortgage and Risk — Smiths Creek, MI

According to HUD data as of 2023, there were 209 mortgage originations in Smiths Creek, MI, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Smiths Creek, MI. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	209
% Conventional Loans	82.0%
% Government Loans	18.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Smiths Creek, MI

Smiths Creek, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	8
Total Units Section 8	8
% Rentals under Section 8	2.4%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,030
2 Bedroom	N/A	N/A	$1,300
3 Bedroom	$591	$999	$1,590
4 Bedroom	N/A	N/A	$1,720

Smiths Creek, MI—48074

Key Metrics at a Glance

Home Price Trends — Smiths Creek, MI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Smiths Creek, MI

% of Rental Stock

Property Listings — Smiths Creek, MI

Demographics — Smiths Creek, MI

Race and Ethnicity

Mortgage and Risk — Smiths Creek, MI

Mortgages

Rentals and Section 8 — Smiths Creek, MI

Section 8 Market Size

Section 8 Opportunity

Affordability — Smiths Creek, MI

Home Price to Income Ratio

Smiths Creek, MI — ZIP Code Boundary Map

Nearby ZIP Codes

North Street, MI

Marysville, MI

Saint Clair, MI

Port Huron, MI

Goodells, MI

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.2
Median Home Price	$236,000
Median Household Income	$69,600

Smiths Creek, MI—48074

Key Metrics at a Glance

Home Price Trends — Smiths Creek, MI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Smiths Creek, MI

% of Rental Stock

Property Listings — Smiths Creek, MI

Demographics — Smiths Creek, MI

Race and Ethnicity

Mortgage and Risk — Smiths Creek, MI

Mortgages

Rentals and Section 8 — Smiths Creek, MI

Section 8 Market Size

Section 8 Opportunity

Affordability — Smiths Creek, MI

Home Price to Income Ratio

Smiths Creek, MI — ZIP Code Boundary Map

Nearby ZIP Codes

North Street, MI

Marysville, MI

Saint Clair, MI

Port Huron, MI

Goodells, MI

Frequently Asked Questions

What is the average home price in Smiths Creek, MI 48074?

How have home prices in Smiths Creek, MI 48074 changed over the past year?

What is the home price projection for Smiths Creek, MI 48074?

What are the demographics of Smiths Creek, MI 48074?

How long does it take homes to sell in Smiths Creek, MI 48074?

What is the average rent price in Smiths Creek, MI 48074?