Saint Clair, MI—48079
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Clair, MI
As of Oct '25, the median home price in Saint Clair, MI is $305,000, with a year-over-year change of 3.8%. This indicates that home prices in Saint Clair, MI are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $305,000 | 3.8% |
| Single Family | $311,000 | 4.0% |
| Condos | $268,000 | 5.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $235,000 | 4.0% |
3 Bed | $313,000 | 4.3% |
4 Bed | $412,000 | 4.6% |
| 5 Bed | $500,000 | 4.4% |
% of Housing Stock
Rental Trends — Saint Clair, MI
As of July '25, Rentcast reports the average rent in Saint Clair, MI is $2,500, with a year-over-year rent change of 119.3%. Per bedroom, the median rent as of July '25 in Saint Clair, MI is 3-bedrooms: $2,500. The most common rental property sizes in Saint Clair, MI are 3-bedroom and 2-bedroom, accounting for 39.7% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,500 | $2,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Clair, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Clair, MI is 36. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $370,000 | -1.0% |
Listing Count | 68 | 50.0% |
| Listings as % of Homes | 0.4% | 50.0% |
Days on Market | 36 | -4.0% |
Demographics — Saint Clair, MI
As of the latest ACS Survey released in 2023, Saint Clair, MI has a population of 12,700, which has increased by 4.4% over the past 5 years. Saint Clair, MI is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 25.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,700 | 4.4% |
% Under 18 | 20.5% | -6.4% |
% Seniors | 18.6% | 7.5% |
% WFH | 8.5% | 165.6% |
% w/ College Degree | 25.3% | 2.8% |
As of the latest ACS Survey released in 2023, Saint Clair, MI is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Saint Clair, MI is hispanic, making up 1.8% of the population. Foreign-born residents account for 3.3% of the population in Saint Clair, MI, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -0.7% |
% Black | 0.9% | 125.0% |
% Hispanic | 1.8% | -30.8% |
% Asian | 0.2% | -83.3% |
% Foreign Born | 3.3% | 0.0% |
Mortgage and Risk — Saint Clair, MI
According to HUD data as of 2023, there were 283 mortgage originations in Saint Clair, MI, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Saint Clair, MI. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 283 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Saint Clair, MI
Saint Clair, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 90 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 2.8% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,100 |
| 2 Bedroom | N/A | N/A | $1,390 |
| 3 Bedroom | -$800 | $2,500 | $1,700 |
| 4 Bedroom | N/A | N/A | $1,840 |
Affordability — Saint Clair, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $305,000 |
| Median Household Income | $80,300 |