Holland, MI49424

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$370,000
2.6% YoY Growth
Median Household Income
$82,400
23.0% 5-Year Growth
Days on Market
37
12.0% Longer than last year
Home Price Forecast
2.3%
Median Rent
$1,800
9.6% YoY Growth
1-Bed Rent
$1,420
N/A
2-Bed Rent
$1,700
22.6% YoY Growth
3-Bed Rent
$2,400
11.1% YoY Growth

Other Zip Codes in Holland, MI

Property Listings — Holland, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Holland, MI is 37. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$471,0004.0%
Listing Count
124-2.0%
Listings as % of Homes0.4%-2.0%
Days on Market
3712.0%
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Demographics — Holland, MI

As of the latest ACS Survey released in 2023, Holland, MI has a population of 49,000, which has increased by 1.3% over the past 5 years. Holland, MI is a moderately popular place for families, as children make up 22.2% of the population. The area has a moderately educated workforce, with 34.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
49,0001.3%
% Under 18
22.2%-14.3%
% Seniors
16.3%24.4%
% WFH
7.7%156.7%
% w/ College Degree
34.4%12.8%
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As of the latest ACS Survey released in 2023, Holland, MI is a predominantly white area, with 65.3% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Holland, MI is hispanic, making up 24.7% of the population. Foreign-born residents account for 11.4% of the population in Holland, MI, and this percentage has decreased by 10.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
65.3%-1.4%
% Black
1.4%-26.3%
% Hispanic
24.7%5.1%
% Asian
6.0%-13.0%
% Foreign Born
11.4%-10.9%
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Mortgage and Risk — Holland, MI

According to HUD data as of 2023, there were 912 mortgage originations in Holland, MI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Holland, MI. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
912
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Holland, MI

As of 2024, the percent of homes in Holland, MI under the Section 8 program is 5.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Holland, MI, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
244
Total Units Section 8
244
% Rentals under Section 8
5.4%
% Occupied Section 8
93.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$230$1,420$1,190
2 Bedroom-$350$1,700$1,350
3 Bedroom-$670$2,400$1,730
4 Bedroom$270$1,700$1,970

Affordability — Holland, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$370,000
Median Household Income$82,400

Holland, MI — ZIP Code Boundary Map

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Frequently Asked Questions