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Bayard, IA—50029

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$118,000
3.3% YoY Growth
Household Income
$44,500
16.8% YoY Growth
Days on Market
66
22.0% Shorter YoY
Home Price Forecast
0.6%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Bayard, IA

As of May '26, the median home price in Bayard, IA is $118,000, with a year-over-year change of -3.3%. This indicates that home prices in Bayard, IA are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$118,000-3.3%
Single Family $118,000-3.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$118,000-1.7%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    4.9%
    2 Bedrooms
    22.0%
    3 Bedrooms
    41.8%
    4 Bedrooms
    26.0%
    5+ Bedrooms
    4.6%

    Rental Trends — Bayard, IA

    Bayard, IA lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    1.9%
    2 Bedrooms
    42.6%
    3 Bedrooms
    27.8%
    4 Bedrooms
    24.1%
    5+ Bedrooms
    3.7%

    Property Listings — Bayard, IA

    As of May '26, Realtor.com reports that the median days on market for a home in Bayard, IA is 66. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$98,0004.0%
    Listing Count
    		3-38.0%
    Listings as % of Homes0.7%-38.0%
    Days on Market
    		66-22.0%
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    Demographics — Bayard, IA

    As of the latest ACS Survey released in 2023, Bayard, IA has a population of 612, which has increased by 11.1% over the past 5 years. Bayard, IA is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 16.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		61211.1%
    % Under 18
    		19.9%-3.9%
    % Seniors
    		35.6%125.3%
    % WFH
    		10.1%225.8%
    % w/ College Degree
    		16.4%15.5%
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    As of the latest ACS Survey released in 2023, Bayard, IA is a predominantly white area, with 95.3% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Bayard, IA is hispanic, making up 1.8% of the population. Foreign-born residents account for 0.3% of the population in Bayard, IA, and this percentage has decreased by 88.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		95.3%-1.3%
    % Black
    		1.6%∞%
    % Hispanic
    		1.8%-33.3%
    % Asian
    		0.0%N/A
    % Foreign Born
    		0.3%-88.9%
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    Mortgage and Risk — Bayard, IA

    According to HUD data as of 2023, there were 20 mortgage originations in Bayard, IA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Bayard, IA. Investor activity is low, as 10.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		20
    % Conventional Loans
    		80.0%
    % Government Loans
    		20.0%
    % Investor Loans
    		10.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		10.0%
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    Rentals and Section 8 — Bayard, IA

    Bayard, IA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		3
    Total Units Section 8
    		3
    % Rentals under Section 8
    		9.3%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$810
    2 BedroomN/AN/A$980
    3 BedroomN/AN/A$1,330
    4 BedroomN/AN/A$1,340

    Affordability — Bayard, IA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.6
    Median Home Price$118,000
    Median Household Income$44,500

    Bayard, IA — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Bagley, IA

    50026

    Guthrie Center, IA

    50115

    Coon Rapids, IA

    50058

    Yale, IA

    50277

    Panora, IA

    50216

    Frequently Asked Questions