Maxwell, IA—50161
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Maxwell, IA
As of Oct '25, the median home price in Maxwell, IA is $315,000, with a year-over-year change of 3.1%. This indicates that home prices in Maxwell, IA are increasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $315,000 | 3.1% |
| Single Family | $315,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $256,000 | 4.5% |
3 Bed | $305,000 | 2.7% |
4 Bed | $375,000 | 4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Maxwell, IA
Maxwell, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $950 | $950 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Maxwell, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Maxwell, IA is 37. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $306,000 | 35.0% |
Listing Count | 8 | 69.0% |
| Listings as % of Homes | 0.3% | 69.0% |
Days on Market | 37 | 37.0% |
Demographics — Maxwell, IA
As of the latest ACS Survey released in 2023, Maxwell, IA has a population of 2,080, which has increased by 14.5% over the past 5 years. Maxwell, IA is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 28.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,080 | 14.5% |
% Under 18 | 22.5% | 5.1% |
% Seniors | 17.8% | 17.9% |
% WFH | 7.8% | -45.1% |
% w/ College Degree | 28.4% | -3.7% |
As of the latest ACS Survey released in 2023, Maxwell, IA is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Maxwell, IA is hispanic, making up 7.5% of the population. Foreign-born residents account for 0.3% of the population in Maxwell, IA, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.1% | -7.0% |
% Black | 0.5% | 0.0% |
% Hispanic | 7.5% | 476.9% |
% Asian | 1.0% | 400.0% |
% Foreign Born | 0.3% | 50.0% |
Mortgage and Risk — Maxwell, IA
According to HUD data as of 2023, there were 73 mortgage originations in Maxwell, IA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Maxwell, IA. Investor activity is low, as 7.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 7.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Maxwell, IA
Maxwell, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | $380 | $950 | $1,330 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Maxwell, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $315,000 |
| Median Household Income | $93,300 |