Urbandale, IA—50323
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Urbandale, IA
Home Price Trends — Urbandale, IA
As of Oct '25, the median home price in Urbandale, IA is $457,000, with a year-over-year change of -0.0%. This indicates that home prices in Urbandale, IA are flat. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $457,000 | -0.0% |
| Single Family | $480,000 | -0.2% |
| Condos | $271,000 | 0.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $242,000 | 3.0% |
3 Bed | $358,000 | 0.8% |
4 Bed | $478,000 | 0.2% |
| 5 Bed | $624,000 | -0.2% |
% of Housing Stock
Rental Trends — Urbandale, IA
As of July '25, Rentcast reports the average rent in Urbandale, IA is $2,150, with a year-over-year rent change of 13.2%. Per bedroom, the median rent as of July '25 in Urbandale, IA is 1-bedrooms: $1,860, 2-bedrooms: $1,570, 3-bedrooms: $2,090, 4-bedrooms: $2,460. The most common rental property sizes in Urbandale, IA are 2-bedroom and 3-bedroom, accounting for 48.8% and 34.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $970 | $1,860 |
| 2 Bed Rent | $1,600 | $1,570 |
| 3 Bed Rent | $2,200 | $2,090 |
| 4 Bed Rent | $2,400 | $2,460 |
% of Rental Stock
Property Listings — Urbandale, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Urbandale, IA is 66. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $510,000 | 5.0% |
Listing Count | 251 | -4.0% |
| Listings as % of Homes | 3.9% | -4.0% |
Days on Market | 66 | 1.0% |
Demographics — Urbandale, IA
As of the latest ACS Survey released in 2023, Urbandale, IA has a population of 17,100, which has increased by 17.2% over the past 5 years. Urbandale, IA is a popular place for families, as children make up 34.0% of the population. The area has a highly educated workforce, with 67.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,100 | 17.2% |
% Under 18 | 34.0% | -2.0% |
% Seniors | 10.1% | 13.5% |
% WFH | 20.4% | 100.0% |
% w/ College Degree | 67.1% | 3.9% |
As of the latest ACS Survey released in 2023, Urbandale, IA is a predominantly white area, with 86.3% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Urbandale, IA is asian, making up 6.2% of the population. Foreign-born residents account for 6.7% of the population in Urbandale, IA, and this percentage has increased by 86.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.3% | -4.6% |
% Black | 2.5% | 150.0% |
% Hispanic | 3.2% | 52.4% |
% Asian | 6.2% | 19.2% |
% Foreign Born | 6.7% | 86.1% |
Mortgage and Risk — Urbandale, IA
According to HUD data as of 2023, there were 907 mortgage originations in Urbandale, IA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Urbandale, IA. Investor activity is low, as 3.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 907 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Urbandale, IA
Urbandale, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $240 | $970 | $1,210 |
| 2 Bedroom | -$150 | $1,600 | $1,450 |
| 3 Bedroom | -$250 | $2,200 | $1,950 |
| 4 Bedroom | -$450 | $2,400 | $1,950 |
Affordability — Urbandale, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $457,000 |
| Median Household Income | $174,000 |