Cascade, IA—52033
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cascade, IA
As of Oct '25, the median home price in Cascade, IA is $278,000, with a year-over-year change of 5.1%. This indicates that home prices in Cascade, IA are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $278,000 | 5.1% |
| Single Family | $278,000 | 4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $215,000 | 6.4% |
3 Bed | $264,000 | 5.2% |
4 Bed | $352,000 | 6.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cascade, IA
As of July '25, Rentcast reports the average rent in Cascade, IA is $705, with a year-over-year rent change of -28.6%. Per bedroom, the median rent as of July '25 in Cascade, IA is 2-bedrooms: $705. The most common rental property sizes in Cascade, IA are 2-bedroom and 3-bedroom, accounting for 50.1% and 26.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $705 | $705 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $705 | $705 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cascade, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cascade, IA is 23. This is a decrease of -54.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $334,000 | 14.0% |
Listing Count | 10 | -10.0% |
| Listings as % of Homes | 0.4% | -10.0% |
Days on Market | 23 | -54.0% |
Demographics — Cascade, IA
As of the latest ACS Survey released in 2023, Cascade, IA has a population of 3,580, which has increased by 12.9% over the past 5 years. Cascade, IA is a popular place for families, as children make up 31.1% of the population. The area has a moderately educated workforce, with 26.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,580 | 12.9% |
% Under 18 | 31.1% | 25.9% |
% Seniors | 17.8% | -20.5% |
% WFH | 10.8% | 25.6% |
% w/ College Degree | 26.4% | 34.7% |
As of the latest ACS Survey released in 2023, Cascade, IA is a predominantly white area, with 90.9% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Cascade, IA is hispanic, making up 6.2% of the population. Foreign-born residents account for 1.3% of the population in Cascade, IA, and this percentage has decreased by 62.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.9% | -1.3% |
% Black | 0.1% | -66.7% |
% Hispanic | 6.2% | -18.4% |
% Asian | 0.4% | ∞% |
% Foreign Born | 1.3% | -62.9% |
Mortgage and Risk — Cascade, IA
According to HUD data as of 2023, there were 126 mortgage originations in Cascade, IA, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Cascade, IA. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 126 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Cascade, IA
Cascade, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 14 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | 5.4% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | $195 | $705 | $900 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,430 |
Affordability — Cascade, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $278,000 |
| Median Household Income | $70,800 |