Muscatine, IA—52761
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Muscatine, IA
Home Price Trends — Muscatine, IA
As of Oct '25, the median home price in Muscatine, IA is $180,000, with a year-over-year change of 5.1%. This indicates that home prices in Muscatine, IA are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $180,000 | 5.1% |
| Single Family | $184,000 | 5.7% |
| Condos | $116,000 | 1.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $87,000 | 3.6% |
2 Bed | $130,000 | 4.8% |
3 Bed | $196,000 | 5.9% |
4 Bed | $267,000 | 6.0% |
| 5 Bed | $381,000 | 5.0% |
% of Housing Stock
Rental Trends — Muscatine, IA
As of July '25, Rentcast reports the average rent in Muscatine, IA is $895, with a year-over-year rent change of 1.7%. Per bedroom, the median rent as of July '25 in Muscatine, IA is studios: $613, 1-bedrooms: $762, 2-bedrooms: $916, 3-bedrooms: $1,050, 4-bedrooms: $1,150. The most common rental property sizes in Muscatine, IA are 2-bedroom and 3-bedroom, accounting for 42.4% and 28.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $895 |
| Studio Rent | $613 | $613 |
| 1 Bed Rent | $715 | $762 |
| 2 Bed Rent | $925 | $916 |
| 3 Bed Rent | $1,050 | $1,050 |
| 4 Bed Rent | $1,150 | $1,150 |
% of Rental Stock
Property Listings — Muscatine, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Muscatine, IA is 46. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $215,000 | -10.0% |
Listing Count | 66 | -10.0% |
| Listings as % of Homes | 0.4% | -10.0% |
Days on Market | 46 | -1.0% |
Demographics — Muscatine, IA
As of the latest ACS Survey released in 2023, Muscatine, IA has a population of 29,800, which has decreased by -2.7% over the past 5 years. Muscatine, IA is a moderately popular place for families, as children make up 24.2% of the population. The area has a poorly educated workforce, with 22.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,800 | -2.7% |
% Under 18 | 24.2% | -5.1% |
% Seniors | 18.4% | 15.7% |
% WFH | 5.9% | 68.6% |
% w/ College Degree | 22.6% | -0.4% |
As of the latest ACS Survey released in 2023, Muscatine, IA is a predominantly white area, with 75.9% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Muscatine, IA is hispanic, making up 16.6% of the population. Foreign-born residents account for 7.2% of the population in Muscatine, IA, and this percentage has increased by 30.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.9% | -0.8% |
% Black | 3.8% | 31.0% |
% Hispanic | 16.6% | -7.3% |
% Asian | 0.6% | -25.0% |
% Foreign Born | 7.2% | 30.9% |
Mortgage and Risk — Muscatine, IA
According to HUD data as of 2023, there were 527 mortgage originations in Muscatine, IA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Muscatine, IA. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 527 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Muscatine, IA
Muscatine, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 825 |
Total Units Section 8 | 665 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 94.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $105 | $715 | $820 |
| 2 Bedroom | $115 | $925 | $1,040 |
| 3 Bedroom | $300 | $1,050 | $1,350 |
| 4 Bedroom | $420 | $1,150 | $1,570 |
Affordability — Muscatine, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $180,000 |
| Median Household Income | $63,900 |