West Liberty, IA—52776
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Liberty, IA
As of Oct '25, the median home price in West Liberty, IA is $223,000, with a year-over-year change of 4.6%. This indicates that home prices in West Liberty, IA are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | 4.6% |
| Single Family | $231,000 | 5.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $150,000 | 5.6% |
3 Bed | $223,000 | 4.7% |
4 Bed | $279,000 | 5.7% |
| 5 Bed | $395,000 | 4.8% |
% of Housing Stock
Rental Trends — West Liberty, IA
West Liberty, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — West Liberty, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in West Liberty, IA is 62. This is a increase of 103.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $308,000 | 38.0% |
Listing Count | 14 | 14.0% |
| Listings as % of Homes | 0.6% | 14.0% |
Days on Market | 62 | 103.0% |
Demographics — West Liberty, IA
As of the latest ACS Survey released in 2023, West Liberty, IA has a population of 5,020, which has increased by 2.4% over the past 5 years. West Liberty, IA is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,020 | 2.4% |
% Under 18 | 24.9% | -3.9% |
% Seniors | 14.7% | 2.8% |
% WFH | 4.0% | -36.5% |
% w/ College Degree | 18.8% | -4.6% |
As of the latest ACS Survey released in 2023, West Liberty, IA is a predominantly white area, with 54.5% of the population identifying as white. The white population has shrunk by 7.5% in the last 5 years. The second most common race or ethnicity in West Liberty, IA is hispanic, making up 42.7% of the population. Foreign-born residents account for 17.8% of the population in West Liberty, IA, and this percentage has decreased by 2.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 54.5% | -7.5% |
% Black | 1.0% | -41.2% |
% Hispanic | 42.7% | 19.9% |
% Asian | 0.4% | -82.6% |
% Foreign Born | 17.8% | -2.2% |
Mortgage and Risk — West Liberty, IA
According to HUD data as of 2023, there were 85 mortgage originations in West Liberty, IA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in West Liberty, IA. Investor activity is low, as 1.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 85 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — West Liberty, IA
West Liberty, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,660 |
Affordability — West Liberty, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $223,000 |
| Median Household Income | $75,900 |