Fort Atkinson, WI53538

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$312,000
4.9% YoY Growth
Median Household Income
$80,800
34.0% 5-Year Growth
Days on Market
44
1.0% Shorter than last year
Home Price Forecast
2.2%
Median Rent
$1,000
4.8% YoY Growth
1-Bed Rent
$889
13.0% YoY Growth
2-Bed Rent
$1,250
43.0% YoY Growth
3-Bed Rent
$1,500
8.7% YoY Growth

Property Listings — Fort Atkinson, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Atkinson, WI is 44. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 5.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$448,00013.0%
Listing Count
41-9.0%
Listings as % of Homes0.4%-9.0%
Days on Market
44-1.0%
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Demographics — Fort Atkinson, WI

As of the latest ACS Survey released in 2023, Fort Atkinson, WI has a population of 18,600, which has remained stable by 0.1% over the past 5 years. Fort Atkinson, WI is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 26.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,6000.1%
% Under 18
20.3%-10.6%
% Seniors
19.3%12.2%
% WFH
8.8%91.3%
% w/ College Degree
26.2%16.4%
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As of the latest ACS Survey released in 2023, Fort Atkinson, WI is a predominantly white area, with 85.8% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Fort Atkinson, WI is hispanic, making up 10.7% of the population. Foreign-born residents account for 6.1% of the population in Fort Atkinson, WI, and this percentage has increased by 74.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.8%-3.4%
% Black
0.6%-45.5%
% Hispanic
10.7%39.0%
% Asian
0.6%0.0%
% Foreign Born
6.1%74.3%
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Mortgage and Risk — Fort Atkinson, WI

According to HUD data as of 2023, there were 320 mortgage originations in Fort Atkinson, WI, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Fort Atkinson, WI. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
320
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Fort Atkinson, WI

Fort Atkinson, WI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
222
Total Units Section 8
222
% Rentals under Section 8
11.5%
% Occupied Section 8
93.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$1$889$890
2 Bedroom-$110$1,250$1,140
3 Bedroom$10$1,500$1,510
4 BedroomN/AN/A$1,510

Affordability — Fort Atkinson, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$312,000
Median Household Income$80,800

Fort Atkinson, WI — ZIP Code Boundary Map

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Frequently Asked Questions