Osceola, WI—54020
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Osceola, WI
Osceola, WI lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $351,000 | 3.0% |
| Single Family | $352,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $293,000 | 2.1% |
3 Bed | $345,000 | 1.8% |
4 Bed | $418,000 | 1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Osceola, WI
As of July '25, Rentcast reports the average rent in Osceola, WI is $1,620, with a year-over-year rent change of 52.8%. Per bedroom, the median rent as of July '25 in Osceola, WI is 2-bedrooms: $1,600, 3-bedrooms: $1,700. The most common rental property sizes in Osceola, WI are 2-bedroom and 1-bedroom, accounting for 59.4% and 20.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,620 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $1,600 |
| 3 Bed Rent | $1,700 | $1,700 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Osceola, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Osceola, WI is 52. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $390,000 | 15.0% |
Listing Count | 26 | -22.0% |
| Listings as % of Homes | 0.7% | -22.0% |
Days on Market | 52 | -6.0% |
Demographics — Osceola, WI
As of the latest ACS Survey released in 2023, Osceola, WI has a population of 7,730, which has increased by 12.0% over the past 5 years. Osceola, WI is a moderately popular place for families, as children make up 22.7% of the population. The area has a moderately educated workforce, with 29.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,730 | 12.0% |
% Under 18 | 22.7% | -1.3% |
% Seniors | 20.5% | 44.4% |
% WFH | 13.8% | 150.9% |
% w/ College Degree | 29.1% | 15.0% |
As of the latest ACS Survey released in 2023, Osceola, WI is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Osceola, WI is hispanic, making up 2.3% of the population. Foreign-born residents account for 0.2% of the population in Osceola, WI, and this percentage has decreased by 88.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -1.2% |
% Black | 0.4% | -20.0% |
% Hispanic | 2.3% | -14.8% |
% Asian | 0.1% | -83.3% |
% Foreign Born | 0.2% | -88.9% |
Mortgage and Risk — Osceola, WI
According to HUD data as of 2023, there were 160 mortgage originations in Osceola, WI, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Osceola, WI. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 160 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Osceola, WI
Osceola, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 35 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,200 |
| 2 Bedroom | $60 | $1,400 | $1,460 |
| 3 Bedroom | $270 | $1,700 | $1,970 |
| 4 Bedroom | N/A | N/A | $2,240 |
Affordability — Osceola, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $351,000 |
| Median Household Income | $79,800 |