Somerset, WI 54025 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Somerset, WI—54025

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$400,000

2.5% YoY Growth

Household Income

$95,600

22.6% YoY Growth

Days on Market

22.0% Shorter YoY

Home Price Forecast

-0.2%

Median Rent

$1,700

15.3% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,550

8.1% YoY Growth

3-Bed Rent

$1,900

3.8% YoY Growth

Home Price Trends — Somerset, WI

As of Dec '25, the median home price in Somerset, WI is $400,000, with a year-over-year change of 2.5%. This indicates that home prices in Somerset, WI are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$400,000	2.5%
Single Family	$403,000	2.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Somerset, WI

As of July '25, Rentcast reports the average rent in Somerset, WI is $1,730, with a year-over-year rent change of 15.3%. Per bedroom, the median rent as of July '25 in Somerset, WI is 2-bedrooms: $1,460, 3-bedrooms: $1,920, 4-bedrooms: $2,320. The most common rental property sizes in Somerset, WI are 2-bedroom and 3-bedroom, accounting for 52.3% and 28.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,700	$1,730
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,550	$1,460
3 Bed Rent	$1,900	$1,920
4 Bed Rent	$2,200	$2,320

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% of Rental Stock

1 Bedroom

9.3%

2 Bedrooms

52.3%

3 Bedrooms

28.8%

4 Bedrooms

8.4%

5+ Bedrooms

1.2%

Property Listings — Somerset, WI

As of Dec '25, Realtor.com reports that the median days on market for a home in Somerset, WI is 36. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$417,000	-11.0%
Listing Count	31	-5.0%
Listings as % of Homes	1.2%	-5.0%
Days on Market	63	-22.0%

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Demographics — Somerset, WI

As of the latest ACS Survey released in 2023, Somerset, WI has a population of 7,500, which has increased by 1.8% over the past 5 years. Somerset, WI is a moderately popular place for families, as children make up 23.2% of the population. The area has a poorly educated workforce, with 23.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	7,500	1.8%
% Under 18	23.2%	-12.8%
% Seniors	16.3%	45.5%
% WFH	9.6%	128.6%
% w/ College Degree	23.7%	-6.7%

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As of the latest ACS Survey released in 2023, Somerset, WI is a predominantly white area, with 91.8% of the population identifying as white. The white population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Somerset, WI is hispanic, making up 2.0% of the population. Foreign-born residents account for 2.0% of the population in Somerset, WI, and this percentage has decreased by 60.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	91.8%	1.7%
% Black	0.0%	-100.0%
% Hispanic	2.0%	-52.4%
% Asian	1.4%	-36.4%
% Foreign Born	2.0%	-60.8%

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Mortgage and Risk — Somerset, WI

According to HUD data as of 2023, there were 227 mortgage originations in Somerset, WI, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Somerset, WI. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	227
% Conventional Loans	91.0%
% Government Loans	9.0%
% Investor Loans	4.0%
% Second Loans	0.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Somerset, WI

Somerset, WI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	30
Total Units Section 8	30
% Rentals under Section 8	1.4%
% Occupied Section 8	79.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,200
2 Bedroom	-$90	$1,550	$1,460
3 Bedroom	$70	$1,900	$1,970
4 Bedroom	$40	$2,200	$2,240

Somerset, WI—54025

Key Metrics at a Glance

Home Price Trends — Somerset, WI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Somerset, WI

% of Rental Stock

Property Listings — Somerset, WI

Demographics — Somerset, WI

Race and Ethnicity

Mortgage and Risk — Somerset, WI

Mortgages

Rentals and Section 8 — Somerset, WI

Section 8 Market Size

Section 8 Opportunity

Affordability — Somerset, WI

Home Price to Income Ratio

Somerset, WI — ZIP Code Boundary Map

Nearby ZIP Codes

Houlton, WI

Osceola, WI

Marine on Saint Croix, MN

Bayport, MN

Hudson, WI

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.7
Median Home Price	$400,000
Median Household Income	$95,600

Somerset, WI—54025

Key Metrics at a Glance

Home Price Trends — Somerset, WI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Somerset, WI

% of Rental Stock

Property Listings — Somerset, WI

Demographics — Somerset, WI

Race and Ethnicity

Mortgage and Risk — Somerset, WI

Mortgages

Rentals and Section 8 — Somerset, WI

Section 8 Market Size

Section 8 Opportunity

Affordability — Somerset, WI

Home Price to Income Ratio

Somerset, WI — ZIP Code Boundary Map

Nearby ZIP Codes

Houlton, WI

Osceola, WI

Marine on Saint Croix, MN

Bayport, MN

Hudson, WI

Frequently Asked Questions

What is the average home price in Somerset, WI 54025?

How have home prices in Somerset, WI 54025 changed over the past year?

What is the home price projection for Somerset, WI 54025?

What are the demographics of Somerset, WI 54025?

How long does it take homes to sell in Somerset, WI 54025?

What is the average rent price in Somerset, WI 54025?