Stratford, WI—54484
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stratford, WI
As of Oct '25, the median home price in Stratford, WI is $256,000, with a year-over-year change of 8.7%. This indicates that home prices in Stratford, WI are increasing. According to Zillow, the 1-year price projection is 3.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $256,000 | 8.7% |
| Single Family | $256,000 | 8.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stratford, WI
As of July '25, Rentcast reports the average rent in Stratford, WI is $1,210, with a year-over-year rent change of -6.2%. Per bedroom, the median rent as of July '25 in Stratford, WI is 1-bedrooms: $800, 2-bedrooms: $1,610. The most common rental property sizes in Stratford, WI are 2-bedroom and 3-bedroom, accounting for 42.4% and 15.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $1,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $750 | $800 |
| 2 Bed Rent | $1,610 | $1,610 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stratford, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Stratford, WI is 148. This is a increase of 189.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $557,000 | 48.0% |
Listing Count | 9 | -26.0% |
| Listings as % of Homes | 0.1% | -26.0% |
Days on Market | 148 | 189.0% |
Demographics — Stratford, WI
As of the latest ACS Survey released in 2023, Stratford, WI has a population of 5,540, which has increased by 10.3% over the past 5 years. Stratford, WI is a moderately popular place for families, as children make up 21.4% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,540 | 10.3% |
% Under 18 | 21.4% | -18.9% |
% Seniors | 19.7% | 25.5% |
% WFH | 18.3% | 266.0% |
% w/ College Degree | 18.7% | 2.7% |
As of the latest ACS Survey released in 2023, Stratford, WI is a predominantly white area, with 90.5% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Stratford, WI is hispanic, making up 2.7% of the population. Foreign-born residents account for 2.1% of the population in Stratford, WI, and this percentage has increased by 23.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.5% | -6.5% |
% Black | 0.0% | -100.0% |
% Hispanic | 2.7% | 28.6% |
% Asian | 0.6% | 200.0% |
% Foreign Born | 2.1% | 23.5% |
Mortgage and Risk — Stratford, WI
According to HUD data as of 2023, there were 73 mortgage originations in Stratford, WI, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Stratford, WI. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Stratford, WI
Stratford, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $120 | $750 | $870 |
| 2 Bedroom | -$470 | $1,610 | $1,140 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Stratford, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $256,000 |
| Median Household Income | $69,300 |