Melrose, WI54642

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$237,000
3.9% YoY Growth
Median Household Income
$71,000
12.0% 5-Year Growth
Days on Market
38
75.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$750
5.7% YoY Growth
1-Bed Rent
$750
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Melrose, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Melrose, WI is 38. This is a increase of 75.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$316,00044.0%
Listing Count
883.0%
Listings as % of Homes0.3%83.0%
Days on Market
3875.0%
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Demographics — Melrose, WI

As of the latest ACS Survey released in 2023, Melrose, WI has a population of 2,360, which has increased by 10.6% over the past 5 years. Melrose, WI is a popular place for families, as children make up 27.2% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,36010.6%
% Under 18
27.2%16.7%
% Seniors
16.1%0.0%
% WFH
11.5%-1.7%
% w/ College Degree
18.7%-4.1%
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As of the latest ACS Survey released in 2023, Melrose, WI is a predominantly white area, with 91.4% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Melrose, WI is hispanic, making up 2.9% of the population. Foreign-born residents account for 0.6% of the population in Melrose, WI, and this percentage has decreased by 53.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.4%-4.2%
% Black
0.8%700.0%
% Hispanic
2.9%70.6%
% Asian
0.6%50.0%
% Foreign Born
0.6%-53.8%
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Mortgage and Risk — Melrose, WI

According to HUD data as of 2023, there were 76 mortgage originations in Melrose, WI, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Melrose, WI. Investor activity is low, as 7.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
76
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
7.0%
% Second Loans
3.0%
% Cash Out Refinance
22.0%

Loan Activity

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Rentals and Section 8 — Melrose, WI

Melrose, WI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
10
Total Units Section 8
9
% Rentals under Section 8
6.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$250$750$1,000
2 BedroomN/AN/A$1,140
3 BedroomN/AN/A$1,410
4 BedroomN/AN/A$1,750

Affordability — Melrose, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$237,000
Median Household Income$71,000

Melrose, WI — ZIP Code Boundary Map

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Frequently Asked Questions