Westby, WI54667

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$255,000
2.1% YoY Growth
Median Household Income
$71,700
28.6% 5-Year Growth
Days on Market
29
14.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$425
7.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$950
N/A
3-Bed Rent
$390
47.5% YoY Growth

Property Listings — Westby, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Westby, WI is 29. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$360,00026.0%
Listing Count
14-26.0%
Listings as % of Homes0.3%-26.0%
Days on Market
29-14.0%
Loading chart...

Demographics — Westby, WI

As of the latest ACS Survey released in 2023, Westby, WI has a population of 5,010, which has increased by 1.1% over the past 5 years. Westby, WI is a popular place for families, as children make up 26.0% of the population. The area has a moderately educated workforce, with 26.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,0101.1%
% Under 18
26.0%-7.1%
% Seniors
19.6%18.8%
% WFH
9.6%50.0%
% w/ College Degree
26.9%11.6%
Loading chart...

As of the latest ACS Survey released in 2023, Westby, WI is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Westby, WI is hispanic, making up 1.0% of the population. Foreign-born residents account for 0.9% of the population in Westby, WI, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
96.1%-0.5%
% Black
0.0%-100.0%
% Hispanic
1.0%-41.2%
% Asian
0.2%-60.0%
% Foreign Born
0.9%0.0%
Loading chart...

Mortgage and Risk — Westby, WI

According to HUD data as of 2023, there were 67 mortgage originations in Westby, WI, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Westby, WI. Investor activity is low, as 4.0% of loans were by investors. 27.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
67
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
4.0%
% Second Loans
4.0%
% Cash Out Refinance
27.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Westby, WI

Westby, WI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
53
Total Units Section 8
53
% Rentals under Section 8
20.5%
% Occupied Section 8
79.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$820
2 Bedroom$100$950$1,050
3 Bedroom$1,000$390$1,390
4 BedroomN/AN/A$1,740

Affordability — Westby, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$255,000
Median Household Income$71,700

Westby, WI — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions