La Crosse, WI—54601
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in La Crosse, WI
Home Price Trends — La Crosse, WI
As of Oct '25, the median home price in La Crosse, WI is $282,000, with a year-over-year change of 1.7%. This indicates that home prices in La Crosse, WI are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $282,000 | 1.7% |
| Single Family | $282,000 | 1.8% |
| Condos | $291,000 | 1.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $169,000 | 3.0% |
2 Bed | $220,000 | 3.8% |
3 Bed | $268,000 | 2.7% |
4 Bed | $317,000 | 2.3% |
| 5 Bed | $383,000 | 1.6% |
% of Housing Stock
Rental Trends — La Crosse, WI
As of July '25, Rentcast reports the average rent in La Crosse, WI is $1,180, with a year-over-year rent change of -4.1%. Per bedroom, the median rent as of July '25 in La Crosse, WI is studios: $719, 1-bedrooms: $958, 2-bedrooms: $1,170, 3-bedrooms: $1,480, 4-bedrooms: $1,750. The most common rental property sizes in La Crosse, WI are 2-bedroom and 1-bedroom, accounting for 39.8% and 29.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,120 | $1,180 |
| Studio Rent | $725 | $719 |
| 1 Bed Rent | $900 | $958 |
| 2 Bed Rent | $1,120 | $1,170 |
| 3 Bed Rent | $1,420 | $1,480 |
| 4 Bed Rent | $1,800 | $1,750 |
% of Rental Stock
Property Listings — La Crosse, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in La Crosse, WI is 31. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $321,000 | 21.0% |
Listing Count | 95 | -7.0% |
| Listings as % of Homes | 0.1% | -7.0% |
Days on Market | 31 | 11.0% |
Demographics — La Crosse, WI
As of the latest ACS Survey released in 2023, La Crosse, WI has a population of 50,500, which has remained stable by -0.6% over the past 5 years. La Crosse, WI is a moderately popular place for families, as children make up 15.3% of the population. The area has a moderately educated workforce, with 39.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 50,500 | -0.6% |
% Under 18 | 15.3% | 2.0% |
% Seniors | 17.2% | 17.0% |
% WFH | 10.3% | 232.3% |
% w/ College Degree | 39.9% | 3.4% |
As of the latest ACS Survey released in 2023, La Crosse, WI is a predominantly white area, with 89.4% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in La Crosse, WI is asian, making up 3.9% of the population. Foreign-born residents account for 2.8% of the population in La Crosse, WI, and this percentage has increased by 7.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.4% | -2.0% |
% Black | 1.4% | -36.4% |
% Hispanic | 2.6% | 13.0% |
% Asian | 3.9% | 62.5% |
% Foreign Born | 2.8% | 7.7% |
Mortgage and Risk — La Crosse, WI
According to HUD data as of 2023, there were 881 mortgage originations in La Crosse, WI, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in La Crosse, WI. Investor activity is low, as 6.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 881 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — La Crosse, WI
As of 2024, the percent of homes in La Crosse, WI under the Section 8 program is 4.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in La Crosse, WI, because HUD payments exceed market rent, while 1-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 752 |
Total Units Section 8 | 410 |
% Rentals under Section 8 | 4.2% |
% Occupied Section 8 | 82.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $0 | $900 | $900 |
| 2 Bedroom | $60 | $1,120 | $1,180 |
| 3 Bedroom | $140 | $1,420 | $1,560 |
| 4 Bedroom | $160 | $1,800 | $1,960 |
Affordability — La Crosse, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $282,000 |
| Median Household Income | $60,100 |