Fond du Lac, WI54935

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$224,000
4.5% YoY Growth
Median Household Income
$63,100
22.8% 5-Year Growth
Days on Market
38
8.0% Longer than last year
Home Price Forecast
3.0%
Median Rent
$999
1.9% YoY Growth
1-Bed Rent
$824
1.6% YoY Growth
2-Bed Rent
$1,040
14.0% YoY Growth
3-Bed Rent
$1,300
13.0% YoY Growth

Other Zip Codes in Fond du Lac, WI

Property Listings — Fond du Lac, WI

As of Oct '25, Realtor.com reports that the median days on market for a home in Fond du Lac, WI is 38. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$260,00010.0%
Listing Count
113-3.0%
Listings as % of Homes0.3%-3.0%
Days on Market
388.0%
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Demographics — Fond du Lac, WI

As of the latest ACS Survey released in 2023, Fond du Lac, WI has a population of 41,500, which has decreased by -1.5% over the past 5 years. Fond du Lac, WI is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
41,500-1.5%
% Under 18
23.1%3.1%
% Seniors
17.0%6.2%
% WFH
8.8%266.7%
% w/ College Degree
22.7%-8.1%
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As of the latest ACS Survey released in 2023, Fond du Lac, WI is a predominantly white area, with 82.3% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Fond du Lac, WI is hispanic, making up 8.7% of the population. Foreign-born residents account for 4.9% of the population in Fond du Lac, WI, and this percentage has increased by 8.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.3%-3.2%
% Black
2.7%17.4%
% Hispanic
8.7%14.5%
% Asian
2.9%81.2%
% Foreign Born
4.9%8.9%
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Mortgage and Risk — Fond du Lac, WI

According to HUD data as of 2023, there were 738 mortgage originations in Fond du Lac, WI, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Fond du Lac, WI. Investor activity is low, as 5.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
738
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
5.0%
% Second Loans
2.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Fond du Lac, WI

As of 2024, the percent of homes in Fond du Lac, WI under the Section 8 program is 12.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Fond du Lac, WI, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,092
Total Units Section 8
852
% Rentals under Section 8
12.0%
% Occupied Section 8
92.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$4$824$820
2 Bedroom-$20$1,040$1,020
3 Bedroom$20$1,300$1,320
4 Bedroom-$20$1,400$1,380

Affordability — Fond du Lac, WI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$224,000
Median Household Income$63,100

Fond du Lac, WI — ZIP Code Boundary Map

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Frequently Asked Questions