Utowana Beach, WI—54952
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Utowana Beach, WI
As of Oct '25, the median home price in Utowana Beach, WI is $271,000, with a year-over-year change of 7.6%. This indicates that home prices in Utowana Beach, WI are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $271,000 | 7.6% |
| Single Family | $271,000 | 8.0% |
| Condos | $267,000 | 8.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $202,000 | 8.0% |
3 Bed | $263,000 | 7.8% |
4 Bed | $290,000 | 6.6% |
| 5 Bed | $327,000 | 5.5% |
% of Housing Stock
Rental Trends — Utowana Beach, WI
As of July '25, Rentcast reports the average rent in Utowana Beach, WI is $1,170, with a year-over-year rent change of -7.9%. Per bedroom, the median rent as of July '25 in Utowana Beach, WI is studios: $587, 1-bedrooms: $980, 2-bedrooms: $1,160, 3-bedrooms: $1,960. The most common rental property sizes in Utowana Beach, WI are 2-bedroom and 1-bedroom, accounting for 54.0% and 20.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,080 | $1,170 |
| Studio Rent | $499 | $587 |
| 1 Bed Rent | $899 | $980 |
| 2 Bed Rent | $1,100 | $1,160 |
| 3 Bed Rent | $1,800 | $1,960 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Utowana Beach, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Utowana Beach, WI is 40. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $442,000 | 4.0% |
Listing Count | 73 | -3.0% |
| Listings as % of Homes | 0.4% | -3.0% |
Days on Market | 40 | -3.0% |
Demographics — Utowana Beach, WI
As of the latest ACS Survey released in 2023, Utowana Beach, WI has a population of 27,100, which has increased by 1.6% over the past 5 years. Utowana Beach, WI is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 25.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,100 | 1.6% |
% Under 18 | 21.9% | -9.5% |
% Seniors | 15.6% | 4.0% |
% WFH | 12.5% | 278.8% |
% w/ College Degree | 25.3% | 12.9% |
As of the latest ACS Survey released in 2023, Utowana Beach, WI is a predominantly white area, with 80.9% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Utowana Beach, WI is hispanic, making up 11.4% of the population. Foreign-born residents account for 4.8% of the population in Utowana Beach, WI, and this percentage has increased by 6.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.9% | -3.8% |
% Black | 0.9% | -60.9% |
% Hispanic | 11.4% | 72.7% |
% Asian | 2.3% | -11.5% |
% Foreign Born | 4.8% | 6.7% |
Mortgage and Risk — Utowana Beach, WI
According to HUD data as of 2023, there were 521 mortgage originations in Utowana Beach, WI, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Utowana Beach, WI. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 521 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Utowana Beach, WI
Utowana Beach, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 301 |
Total Units Section 8 | 253 |
% Rentals under Section 8 | 6.0% |
% Occupied Section 8 | 88.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$89 | $899 | $810 |
| 2 Bedroom | -$50 | $1,100 | $1,050 |
| 3 Bedroom | -$390 | $1,800 | $1,410 |
| 4 Bedroom | N/A | N/A | $1,550 |
Affordability — Utowana Beach, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $271,000 |
| Median Household Income | $67,300 |