Waupaca, WI—54981
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Waupaca, WI
Waupaca, WI lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $306,000 | 4.6% |
| Single Family | $307,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $232,000 | 4.0% |
3 Bed | $307,000 | 5.5% |
4 Bed | $382,000 | 3.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Waupaca, WI
As of July '25, Rentcast reports the average rent in Waupaca, WI is $1,010, with a year-over-year rent change of 9.3%. Per bedroom, the median rent as of July '25 in Waupaca, WI is 1-bedrooms: $895, 2-bedrooms: $982, 3-bedrooms: $1,500. The most common rental property sizes in Waupaca, WI are 2-bedroom and 1-bedroom, accounting for 54.3% and 18.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,010 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $895 |
| 2 Bed Rent | $975 | $982 |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Waupaca, WI
As of Oct '25, Realtor.com reports that the median days on market for a home in Waupaca, WI is 49. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $390,000 | 17.0% |
Listing Count | 55 | -1.0% |
| Listings as % of Homes | 0.4% | -1.0% |
Days on Market | 49 | -12.0% |
Demographics — Waupaca, WI
As of the latest ACS Survey released in 2023, Waupaca, WI has a population of 15,100, which has decreased by -1.2% over the past 5 years. Waupaca, WI is a moderately popular place for families, as children make up 19.2% of the population. The area has a moderately educated workforce, with 28.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,100 | -1.2% |
% Under 18 | 19.2% | 8.5% |
% Seniors | 23.3% | -3.3% |
% WFH | 8.7% | 93.3% |
% w/ College Degree | 28.1% | 18.6% |
As of the latest ACS Survey released in 2023, Waupaca, WI is a predominantly white area, with 92.2% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Waupaca, WI is hispanic, making up 4.2% of the population. Foreign-born residents account for 1.2% of the population in Waupaca, WI, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.2% | -2.3% |
% Black | 1.1% | 22.2% |
% Hispanic | 4.2% | 35.5% |
% Asian | 0.7% | 75.0% |
% Foreign Born | 1.2% | -50.0% |
Mortgage and Risk — Waupaca, WI
According to HUD data as of 2023, there were 265 mortgage originations in Waupaca, WI, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Waupaca, WI. Investor activity is low, as 4.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 265 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 4.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Waupaca, WI
Waupaca, WI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 107 |
Total Units Section 8 | 107 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 86.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$80 | $850 | $770 |
| 2 Bedroom | -$45 | $975 | $930 |
| 3 Bedroom | -$270 | $1,500 | $1,230 |
| 4 Bedroom | N/A | N/A | $1,280 |
Affordability — Waupaca, WI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $306,000 |
| Median Household Income | $76,800 |