Saint Francis, MN—55070
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Francis, MN
As of Oct '25, the median home price in Saint Francis, MN is $346,000, with a year-over-year change of 2.8%. This indicates that home prices in Saint Francis, MN are increasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $346,000 | 2.8% |
| Single Family | $347,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $288,000 | 2.5% |
3 Bed | $341,000 | 2.7% |
4 Bed | $376,000 | 2.7% |
| 5 Bed | $434,000 | 2.8% |
% of Housing Stock
Rental Trends — Saint Francis, MN
As of July '25, Rentcast reports the average rent in Saint Francis, MN is $2,350, with a year-over-year rent change of 78.0%. Per bedroom, the median rent as of July '25 in Saint Francis, MN is 4-bedrooms: $2,350. The most common rental property sizes in Saint Francis, MN are 2-bedroom and 3-bedroom, accounting for 59.1% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,350 | $2,350 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,350 | $2,350 |
% of Rental Stock
Property Listings — Saint Francis, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Francis, MN is 36. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | -5.0% |
Listing Count | 51 | 51.0% |
| Listings as % of Homes | 0.9% | 51.0% |
Days on Market | 36 | -7.0% |
Demographics — Saint Francis, MN
As of the latest ACS Survey released in 2023, Saint Francis, MN has a population of 8,400, which has increased by 7.6% over the past 5 years. Saint Francis, MN is a popular place for families, as children make up 28.5% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,400 | 7.6% |
% Under 18 | 28.5% | 2.5% |
% Seniors | 10.8% | 16.1% |
% WFH | 10.1% | 119.6% |
% w/ College Degree | 15.7% | 1.3% |
As of the latest ACS Survey released in 2023, Saint Francis, MN is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Saint Francis, MN is hispanic, making up 1.6% of the population. Foreign-born residents account for 1.7% of the population in Saint Francis, MN, and this percentage has decreased by 26.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.1% | -2.4% |
% Black | 1.4% | ∞% |
% Hispanic | 1.6% | -60.0% |
% Asian | 0.2% | -33.3% |
% Foreign Born | 1.7% | -26.1% |
Mortgage and Risk — Saint Francis, MN
According to HUD data as of 2023, there were 190 mortgage originations in Saint Francis, MN, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Saint Francis, MN. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 190 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Saint Francis, MN
Saint Francis, MN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 54 |
Total Units Section 8 | 46 |
% Rentals under Section 8 | 9.4% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,200 |
| 2 Bedroom | N/A | N/A | $1,460 |
| 3 Bedroom | N/A | N/A | $1,970 |
| 4 Bedroom | -$110 | $2,350 | $2,240 |
Affordability — Saint Francis, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $346,000 |
| Median Household Income | $102,000 |