Roseville, MN—55113
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roseville, MN
As of Oct '25, the median home price in Roseville, MN is $364,000, with a year-over-year change of 1.8%. This indicates that home prices in Roseville, MN are increasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $364,000 | 1.8% |
| Single Family | $378,000 | 1.9% |
| Condos | $162,000 | -2.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $125,000 | -3.1% |
2 Bed | $262,000 | 1.9% |
3 Bed | $361,000 | 2.0% |
4 Bed | $425,000 | 1.7% |
| 5 Bed | $506,000 | 1.4% |
% of Housing Stock
Rental Trends — Roseville, MN
As of July '25, Rentcast reports the average rent in Roseville, MN is $1,630, with a year-over-year rent change of -7.4%. Per bedroom, the median rent as of July '25 in Roseville, MN is studios: $1,140, 1-bedrooms: $1,210, 2-bedrooms: $1,430, 3-bedrooms: $2,470, 4-bedrooms: $2,750. The most common rental property sizes in Roseville, MN are 1-bedroom and 2-bedroom, accounting for 50.5% and 32.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,360 | $1,630 |
| Studio Rent | $1,050 | $1,140 |
| 1 Bed Rent | $1,200 | $1,210 |
| 2 Bed Rent | $1,350 | $1,430 |
| 3 Bed Rent | $2,440 | $2,470 |
| 4 Bed Rent | $2,600 | $2,750 |
% of Rental Stock
Property Listings — Roseville, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Roseville, MN is 35. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $365,000 | -1.0% |
Listing Count | 114 | 9.0% |
| Listings as % of Homes | 0.4% | 9.0% |
Days on Market | 35 | -6.0% |
Demographics — Roseville, MN
As of the latest ACS Survey released in 2023, Roseville, MN has a population of 40,800, which has decreased by -2.0% over the past 5 years. Roseville, MN is a moderately popular place for families, as children make up 18.2% of the population. The area has a highly educated workforce, with 55.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 40,800 | -2.0% |
% Under 18 | 18.2% | -5.2% |
% Seniors | 22.1% | 8.9% |
% WFH | 20.6% | 255.2% |
% w/ College Degree | 55.3% | 7.4% |
As of the latest ACS Survey released in 2023, Roseville, MN is a predominantly white area, with 70.9% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Roseville, MN is black, making up 8.1% of the population. Foreign-born residents account for 11.6% of the population in Roseville, MN, and this percentage has decreased by 3.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.9% | -5.7% |
% Black | 8.1% | 2.5% |
% Hispanic | 6.3% | 70.3% |
% Asian | 7.8% | -11.4% |
% Foreign Born | 11.6% | -3.3% |
Mortgage and Risk — Roseville, MN
According to HUD data as of 2023, there were 631 mortgage originations in Roseville, MN, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Roseville, MN. Investor activity is low, as 3.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 631 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Roseville, MN
As of 2024, the percent of homes in Roseville, MN under the Section 8 program is 14.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Roseville, MN, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 899 |
Total Units Section 8 | 872 |
% Rentals under Section 8 | 14.4% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $1,200 | $1,340 |
| 2 Bedroom | $280 | $1,350 | $1,630 |
| 3 Bedroom | -$270 | $2,440 | $2,170 |
| 4 Bedroom | -$170 | $2,600 | $2,430 |
Affordability — Roseville, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $364,000 |
| Median Household Income | $86,800 |