Battle Creek, Saint Paul, MN55119

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$293,000
0.8% YoY Growth
Median Household Income
$77,900
37.7% 5-Year Growth
Days on Market
37
19.0% Longer than last year
Home Price Forecast
-0.6%
Median Rent
$999
1.5% YoY Growth
1-Bed Rent
$995
11.5% YoY Growth
2-Bed Rent
$985
3.4% YoY Growth
3-Bed Rent
$2,200
10.1% YoY Growth

Property Listings — Battle Creek, Saint Paul, MN

As of Oct '25, Realtor.com reports that the median days on market for a home in Battle Creek, Saint Paul, MN is 37. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$291,0004.0%
Listing Count
9914.0%
Listings as % of Homes0.4%14.0%
Days on Market
3719.0%
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Demographics — Battle Creek, Saint Paul, MN

As of the latest ACS Survey released in 2023, Battle Creek, Saint Paul, MN has a population of 44,100, which has increased by 3.0% over the past 5 years. Battle Creek, Saint Paul, MN is a popular place for families, as children make up 27.6% of the population. The area has a moderately educated workforce, with 32.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
44,1003.0%
% Under 18
27.6%3.4%
% Seniors
13.5%22.7%
% WFH
12.4%275.8%
% w/ College Degree
32.4%12.9%
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As of the latest ACS Survey released in 2023, Battle Creek, Saint Paul, MN is a predominantly white area, with 41.2% of the population identifying as white. The white population has shrunk by 16.8% in the last 5 years. The second most common race or ethnicity in Battle Creek, Saint Paul, MN is asian, making up 20.9% of the population. Foreign-born residents account for 23.9% of the population in Battle Creek, Saint Paul, MN, and this percentage has increased by 26.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
41.2%-16.8%
% Black
19.6%9.5%
% Hispanic
13.8%45.3%
% Asian
20.9%11.8%
% Foreign Born
23.9%26.5%
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Mortgage and Risk — Battle Creek, Saint Paul, MN

According to HUD data as of 2023, there were 672 mortgage originations in Battle Creek, Saint Paul, MN, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Battle Creek, Saint Paul, MN. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
672
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Battle Creek, Saint Paul, MN

As of 2024, the percent of homes in Battle Creek, Saint Paul, MN under the Section 8 program is 12.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Battle Creek, Saint Paul, MN, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
764
Total Units Section 8
720
% Rentals under Section 8
12.9%
% Occupied Section 8
82.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$255$995$1,250
2 Bedroom$545$985$1,530
3 Bedroom-$160$2,200$2,040
4 Bedroom-$220$2,500$2,280

Affordability — Battle Creek, Saint Paul, MN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$293,000
Median Household Income$77,900

Battle Creek, Saint Paul, MN — ZIP Code Boundary Map

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Frequently Asked Questions