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Belt, MT—59412

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$402,000
5.3% YoY Growth
Household Income
$83,400
62.1% YoY Growth
Days on Market
45
333.0% Longer YoY
Home Price Forecast
3.6%
Median Rent
$925
N/A
1-Bed Rent
$925
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Belt, MT

As of May '26, the median home price in Belt, MT is $402,000, with a year-over-year change of 5.3%. This indicates that home prices in Belt, MT are increasing. According to Zillow, the 1-year price projection is 3.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$402,0005.3%
Single Family $402,0005.0%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$279,0006.5%
    3 Bed
    		$459,0005.3%
    4 Bed
    		$580,0006.4%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    2.5%
    1 Bedroom
    3.9%
    2 Bedrooms
    28.8%
    3 Bedrooms
    33.5%
    4 Bedrooms
    27.8%
    5+ Bedrooms
    3.6%

    Rental Trends — Belt, MT

    Belt, MT lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average Rent$925$925
    Studio Rent N/AN/A
    1 Bed Rent $925$925
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    17.5%
    2 Bedrooms
    40.0%
    3 Bedrooms
    32.5%
    4 Bedrooms
    10.0%

    Property Listings — Belt, MT

    As of May '26, Realtor.com reports that the median days on market for a home in Belt, MT is 45. This is a increase of 333.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$640,00052.0%
    Listing Count
    		10107.0%
    Listings as % of Homes0.4%107.0%
    Days on Market
    		45333.0%
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    Demographics — Belt, MT

    As of the latest ACS Survey released in 2023, Belt, MT has a population of 1,450, which has decreased by -5.8% over the past 5 years. Belt, MT is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 31.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		1,450-5.8%
    % Under 18
    		20.6%-10.8%
    % Seniors
    		23.2%0.0%
    % WFH
    		11.3%68.7%
    % w/ College Degree
    		31.6%30.0%
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    As of the latest ACS Survey released in 2023, Belt, MT is a predominantly white area, with 91.0% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Belt, MT is hispanic, making up 5.5% of the population. Foreign-born residents account for 0.8% of the population in Belt, MT, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		91.0%-2.0%
    % Black
    		0.3%∞%
    % Hispanic
    		5.5%205.6%
    % Asian
    		0.1%∞%
    % Foreign Born
    		0.8%-33.3%
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    Mortgage and Risk — Belt, MT

    According to HUD data as of 2023, there were 59 mortgage originations in Belt, MT, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Belt, MT. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		59
    % Conventional Loans
    		76.0%
    % Government Loans
    		24.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		3.0%
    % Cash Out Refinance
    		14.0%
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    Rentals and Section 8 — Belt, MT

    Belt, MT lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		25
    Total Units Section 8
    		25
    % Rentals under Section 8
    		20.8%
    % Occupied Section 8
    		76.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$55$925$980
    2 BedroomN/AN/A$1,290
    3 BedroomN/AN/A$1,810
    4 BedroomN/AN/A$2,050

    Affordability — Belt, MT

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.7
    Median Home Price$402,000
    Median Household Income$83,400

    Belt, MT — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Evans

    59480

    Monarch, MT

    59463

    Sand Coulee, MT

    59472

    Great Falls, MT

    59405

    Black Eagle, MT

    59414

    Frequently Asked Questions