Wauconda, IL60084

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$345,000
5.3% YoY Growth
Median Household Income
$105,000
30.3% 5-Year Growth
Days on Market
34
43.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,800
2.7% YoY Growth
1-Bed Rent
$1,100
7.5% YoY Growth
2-Bed Rent
$1,700
3.0% YoY Growth
3-Bed Rent
$2,200
8.7% YoY Growth

Property Listings — Wauconda, IL

As of Oct '25, Realtor.com reports that the median days on market for a home in Wauconda, IL is 34. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$407,0008.0%
Listing Count
54-11.0%
Listings as % of Homes0.4%-11.0%
Days on Market
3443.0%
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Demographics — Wauconda, IL

As of the latest ACS Survey released in 2023, Wauconda, IL has a population of 17,300, which has increased by 3.9% over the past 5 years. Wauconda, IL is a popular place for families, as children make up 25.3% of the population. The area has a moderately educated workforce, with 37.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,3003.9%
% Under 18
25.3%9.1%
% Seniors
14.0%6.9%
% WFH
13.6%103.0%
% w/ College Degree
37.7%-1.6%
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As of the latest ACS Survey released in 2023, Wauconda, IL is a predominantly white area, with 73.5% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Wauconda, IL is hispanic, making up 17.8% of the population. Foreign-born residents account for 13.8% of the population in Wauconda, IL, and this percentage has decreased by 9.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.5%0.8%
% Black
0.4%-50.0%
% Hispanic
17.8%-12.3%
% Asian
4.7%-9.6%
% Foreign Born
13.8%-9.2%
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Mortgage and Risk — Wauconda, IL

According to HUD data as of 2023, there were 304 mortgage originations in Wauconda, IL, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Wauconda, IL. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
304
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Wauconda, IL

As of 2024, the percent of homes in Wauconda, IL under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Wauconda, IL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
42
Total Units Section 8
12
% Rentals under Section 8
1.2%
% Occupied Section 8
85.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$370$1,100$1,470
2 Bedroom-$40$1,700$1,660
3 Bedroom-$70$2,200$2,130
4 Bedroom-$100$2,600$2,500

Affordability — Wauconda, IL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$345,000
Median Household Income$105,000

Wauconda, IL — ZIP Code Boundary Map

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Frequently Asked Questions