Winthrop Harbor, IL 60096 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Winthrop Harbor, IL—60096

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$289,000

11.3% YoY Growth

Household Income

$94,100

7.6% YoY Growth

Days on Market

65.0% Longer YoY

Home Price Forecast

3.2%

Median Rent

$2,200

57.2% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,400

6.1% YoY Growth

3-Bed Rent

$2,480

24.6% YoY Growth

Home Price Trends — Winthrop Harbor, IL

As of Dec '25, the median home price in Winthrop Harbor, IL is $289,000, with a year-over-year change of 11.3%. This indicates that home prices in Winthrop Harbor, IL are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$289,000	11.3%
Single Family	$289,000	13.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Winthrop Harbor, IL

As of July '25, Rentcast reports the average rent in Winthrop Harbor, IL is $2,390, with a year-over-year rent change of 57.2%. Per bedroom, the median rent as of July '25 in Winthrop Harbor, IL is 2-bedrooms: $1,400, 3-bedrooms: $2,480, 4-bedrooms: $2,200. The most common rental property sizes in Winthrop Harbor, IL are 2-bedroom and 4-bedroom, accounting for 60.6% and 13.9% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,200	$2,390
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,400	$1,400
3 Bed Rent	$2,480	$2,480
4 Bed Rent	$2,200	$2,200

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% of Rental Stock

Studio

13.6%

2 Bedrooms

60.6%

3 Bedrooms

11.9%

4 Bedrooms

13.9%

Property Listings — Winthrop Harbor, IL

As of Dec '25, Realtor.com reports that the median days on market for a home in Winthrop Harbor, IL is 42. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$316,000	21.0%
Listing Count	12	-2.0%
Listings as % of Homes	0.9%	-2.0%
Days on Market	57	65.0%

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Demographics — Winthrop Harbor, IL

As of the latest ACS Survey released in 2023, Winthrop Harbor, IL has a population of 6,630, which has decreased by -2.6% over the past 5 years. Winthrop Harbor, IL is a less popular place for families, as children make up 13.5% of the population. The area has a poorly educated workforce, with 21.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	6,630	-2.6%
% Under 18	13.5%	-26.2%
% Seniors	20.4%	22.2%
% WFH	8.8%	104.7%
% w/ College Degree	21.5%	-29.5%

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As of the latest ACS Survey released in 2023, Winthrop Harbor, IL is a predominantly white area, with 79.9% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Winthrop Harbor, IL is hispanic, making up 13.8% of the population. Foreign-born residents account for 6.1% of the population in Winthrop Harbor, IL, and this percentage has increased by 29.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	79.9%	-7.7%
% Black	3.5%	75.0%
% Hispanic	13.8%	68.3%
% Asian	0.1%	-94.7%
% Foreign Born	6.1%	29.8%

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Mortgage and Risk — Winthrop Harbor, IL

According to HUD data as of 2023, there were 139 mortgage originations in Winthrop Harbor, IL, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Winthrop Harbor, IL. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	139
% Conventional Loans	65.0%
% Government Loans	35.0%
% Investor Loans	6.0%
% Second Loans	0.0%
% Cash Out Refinance	6.0%

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Rentals and Section 8 — Winthrop Harbor, IL

Winthrop Harbor, IL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	50
Total Units Section 8	50
% Rentals under Section 8	10.9%
% Occupied Section 8	90.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,310
2 Bedroom	$80	$1,400	$1,480
3 Bedroom	-$580	$2,480	$1,900
4 Bedroom	$30	$2,200	$2,230

Winthrop Harbor, IL—60096

Key Metrics at a Glance

Home Price Trends — Winthrop Harbor, IL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Winthrop Harbor, IL

% of Rental Stock

Property Listings — Winthrop Harbor, IL

Demographics — Winthrop Harbor, IL

Race and Ethnicity

Mortgage and Risk — Winthrop Harbor, IL

Mortgages

Rentals and Section 8 — Winthrop Harbor, IL

Section 8 Market Size

Section 8 Opportunity

Affordability — Winthrop Harbor, IL

Home Price to Income Ratio

Winthrop Harbor, IL — ZIP Code Boundary Map

Nearby ZIP Codes

Zion, IL

Pleasant Prairie, WI

Kenosha, WI

Waukegan, IL

Wadsworth, IL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.3
Median Home Price	$289,000
Median Household Income	$94,100

Winthrop Harbor, IL—60096

Key Metrics at a Glance

Home Price Trends — Winthrop Harbor, IL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Winthrop Harbor, IL

% of Rental Stock

Property Listings — Winthrop Harbor, IL

Demographics — Winthrop Harbor, IL

Race and Ethnicity

Mortgage and Risk — Winthrop Harbor, IL

Mortgages

Rentals and Section 8 — Winthrop Harbor, IL

Section 8 Market Size

Section 8 Opportunity

Affordability — Winthrop Harbor, IL

Home Price to Income Ratio

Winthrop Harbor, IL — ZIP Code Boundary Map

Nearby ZIP Codes

Zion, IL

Pleasant Prairie, WI

Kenosha, WI

Waukegan, IL

Wadsworth, IL

Frequently Asked Questions

What is the average home price in Winthrop Harbor, IL 60096?

How have home prices in Winthrop Harbor, IL 60096 changed over the past year?

What is the home price projection for Winthrop Harbor, IL 60096?

What are the demographics of Winthrop Harbor, IL 60096?

How long does it take homes to sell in Winthrop Harbor, IL 60096?

What is the average rent price in Winthrop Harbor, IL 60096?