Arnold, MO—63010
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Arnold, MO
As of Oct '25, the median home price in Arnold, MO is $263,000, with a year-over-year change of 2.9%. This indicates that home prices in Arnold, MO are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $263,000 | 3.0% |
| Single Family | $265,000 | 3.1% |
| Condos | $192,000 | -0.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $213,000 | 2.9% |
3 Bed | $268,000 | 2.3% |
4 Bed | $362,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Arnold, MO
As of July '25, Rentcast reports the average rent in Arnold, MO is $1,790, with a year-over-year rent change of -1.1%. Per bedroom, the median rent as of July '25 in Arnold, MO is studios: $1,250, 1-bedrooms: $1,290, 2-bedrooms: $1,450, 3-bedrooms: $1,980, 4-bedrooms: $2,240. The most common rental property sizes in Arnold, MO are 2-bedroom and 3-bedroom, accounting for 52.7% and 29.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,860 | $1,790 |
| Studio Rent | $1,250 | $1,250 |
| 1 Bed Rent | $1,290 | $1,290 |
| 2 Bed Rent | $1,300 | $1,450 |
| 3 Bed Rent | $1,950 | $1,980 |
| 4 Bed Rent | $2,270 | $2,240 |
% of Rental Stock
Property Listings — Arnold, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Arnold, MO is 28. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $323,000 | -4.0% |
Listing Count | 90 | 9.0% |
| Listings as % of Homes | 0.4% | 9.0% |
Days on Market | 28 | -1.0% |
Demographics — Arnold, MO
As of the latest ACS Survey released in 2023, Arnold, MO has a population of 34,400, which has decreased by -4.5% over the past 5 years. Arnold, MO is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 23.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 34,400 | -4.5% |
% Under 18 | 20.9% | -1.9% |
% Seniors | 18.0% | 15.4% |
% WFH | 9.1% | 250.0% |
% w/ College Degree | 23.4% | 6.4% |
As of the latest ACS Survey released in 2023, Arnold, MO is a predominantly white area, with 90.4% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Arnold, MO is hispanic, making up 2.2% of the population. Foreign-born residents account for 5.0% of the population in Arnold, MO, and this percentage has increased by 56.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.4% | -4.4% |
% Black | 0.8% | 14.3% |
% Hispanic | 2.2% | 10.0% |
% Asian | 1.1% | 0.0% |
% Foreign Born | 5.0% | 56.2% |
Mortgage and Risk — Arnold, MO
According to HUD data as of 2023, there were 621 mortgage originations in Arnold, MO, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Arnold, MO. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 621 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Arnold, MO
As of 2024, the percent of homes in Arnold, MO under the Section 8 program is 2.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Arnold, MO, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 73 |
Total Units Section 8 | 73 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$290 | $1,290 | $1,000 |
| 2 Bedroom | -$70 | $1,300 | $1,230 |
| 3 Bedroom | -$360 | $1,950 | $1,590 |
| 4 Bedroom | -$440 | $2,270 | $1,830 |
Affordability — Arnold, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $263,000 |
| Median Household Income | $76,800 |