High Ridge, MO—63049
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — High Ridge, MO
As of Oct '25, the median home price in High Ridge, MO is $266,000, with a year-over-year change of 3.1%. This indicates that home prices in High Ridge, MO are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $266,000 | 3.1% |
| Single Family | $271,000 | 3.0% |
| Condos | $173,000 | 1.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $180,000 | 1.7% |
3 Bed | $263,000 | 2.3% |
4 Bed | $410,000 | 1.7% |
| 5 Bed | $532,000 | 1.7% |
% of Housing Stock
Rental Trends — High Ridge, MO
As of July '25, Rentcast reports the average rent in High Ridge, MO is $1,910, with a year-over-year rent change of 22.4%. Per bedroom, the median rent as of July '25 in High Ridge, MO is 1-bedrooms: $650, 3-bedrooms: $2,300. The most common rental property sizes in High Ridge, MO are 2-bedroom and 3-bedroom, accounting for 47.6% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $1,910 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $650 | $650 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,040 | $2,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — High Ridge, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in High Ridge, MO is 42. This is a increase of 85.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $305,000 | 3.0% |
Listing Count | 34 | 9.0% |
| Listings as % of Homes | 0.4% | 9.0% |
Days on Market | 42 | 85.0% |
Demographics — High Ridge, MO
As of the latest ACS Survey released in 2023, High Ridge, MO has a population of 17,500, which has remained stable by 0.5% over the past 5 years. High Ridge, MO is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 27.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,500 | 0.5% |
% Under 18 | 20.6% | -16.3% |
% Seniors | 15.6% | 18.2% |
% WFH | 11.1% | 170.7% |
% w/ College Degree | 27.5% | 21.7% |
As of the latest ACS Survey released in 2023, High Ridge, MO is a predominantly white area, with 86.8% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in High Ridge, MO is hispanic, making up 5.2% of the population. Foreign-born residents account for 4.3% of the population in High Ridge, MO, and this percentage has increased by 79.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.8% | -6.3% |
% Black | 0.3% | 0.0% |
% Hispanic | 5.2% | 147.6% |
% Asian | 2.5% | 25.0% |
% Foreign Born | 4.3% | 79.2% |
Mortgage and Risk — High Ridge, MO
According to HUD data as of 2023, there were 271 mortgage originations in High Ridge, MO, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in High Ridge, MO. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 271 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — High Ridge, MO
High Ridge, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 120 |
Total Units Section 8 | 120 |
% Rentals under Section 8 | 10.2% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $250 | $650 | $900 |
| 2 Bedroom | N/A | N/A | $1,110 |
| 3 Bedroom | -$610 | $2,040 | $1,430 |
| 4 Bedroom | N/A | N/A | $1,650 |
Affordability — High Ridge, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $266,000 |
| Median Household Income | $90,200 |