Saint Clair, MO—63077
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Saint Clair, MO
Home Price Trends — Saint Clair, MO
As of Oct '25, the median home price in Saint Clair, MO is $195,000, with a year-over-year change of 2.0%. This indicates that home prices in Saint Clair, MO are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $195,000 | 2.0% |
| Single Family | $195,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $120,000 | -1.6% |
2 Bed | $164,000 | 3.1% |
3 Bed | $229,000 | 4.1% |
4 Bed | $288,000 | 4.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Clair, MO
As of July '25, Rentcast reports the average rent in Saint Clair, MO is $1,120, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Saint Clair, MO is 1-bedrooms: $788, 2-bedrooms: $824, 3-bedrooms: $1,500. The most common rental property sizes in Saint Clair, MO are 2-bedroom and 1-bedroom, accounting for 40.8% and 24.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,120 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $625 | $788 |
| 2 Bed Rent | $675 | $824 |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Clair, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Clair, MO is 59. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 46.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $232,000 | -6.0% |
Listing Count | 35 | -13.0% |
| Listings as % of Homes | 0.4% | -13.0% |
Days on Market | 59 | -17.0% |
Demographics — Saint Clair, MO
As of the latest ACS Survey released in 2023, Saint Clair, MO has a population of 11,500, which has increased by 3.1% over the past 5 years. Saint Clair, MO is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 12.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,500 | 3.1% |
% Under 18 | 22.6% | 0.9% |
% Seniors | 17.7% | 8.6% |
% WFH | 4.8% | 29.7% |
% w/ College Degree | 12.5% | 0.8% |
As of the latest ACS Survey released in 2023, Saint Clair, MO is a predominantly white area, with 90.8% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Saint Clair, MO is hispanic, making up 0.9% of the population. Foreign-born residents account for 3.0% of the population in Saint Clair, MO, and this percentage has increased by 87.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.8% | -4.0% |
% Black | 0.3% | -57.1% |
% Hispanic | 0.9% | -25.0% |
% Asian | 0.3% | 50.0% |
% Foreign Born | 3.0% | 87.5% |
Mortgage and Risk — Saint Clair, MO
According to HUD data as of 2023, there were 225 mortgage originations in Saint Clair, MO, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Saint Clair, MO. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 225 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Saint Clair, MO
Saint Clair, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 77 |
Total Units Section 8 | 77 |
% Rentals under Section 8 | 5.7% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $255 | $625 | $880 |
| 2 Bedroom | $415 | $675 | $1,090 |
| 3 Bedroom | -$90 | $1,500 | $1,410 |
| 4 Bedroom | N/A | N/A | $1,640 |
Affordability — Saint Clair, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $195,000 |
| Median Household Income | $56,500 |