Ferguson, MO—63135
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ferguson, MO
As of Oct '25, the median home price in Ferguson, MO is $110,000, with a year-over-year change of -4.4%. This indicates that home prices in Ferguson, MO are decreasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $110,000 | -4.4% |
| Single Family | $109,000 | -5.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $58,000 | 0.0% |
2 Bed | $88,000 | -4.3% |
3 Bed | $120,000 | -4.8% |
4 Bed | $176,000 | -2.8% |
| 5 Bed | $243,000 | -2.0% |
% of Housing Stock
Rental Trends — Ferguson, MO
As of July '25, Rentcast reports the average rent in Ferguson, MO is $1,290, with a year-over-year rent change of 2.4%. Per bedroom, the median rent as of July '25 in Ferguson, MO is studios: $1,650, 1-bedrooms: $700, 2-bedrooms: $1,160, 3-bedrooms: $1,330, 4-bedrooms: $1,890. The most common rental property sizes in Ferguson, MO are 2-bedroom and 3-bedroom, accounting for 48.1% and 31.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,290 |
| Studio Rent | $1,600 | $1,650 |
| 1 Bed Rent | $700 | $700 |
| 2 Bed Rent | $1,120 | $1,160 |
| 3 Bed Rent | $1,340 | $1,330 |
| 4 Bed Rent | $1,650 | $1,890 |
% of Rental Stock
Property Listings — Ferguson, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Ferguson, MO is 33. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $111,000 | -3.0% |
Listing Count | 107 | 13.0% |
| Listings as % of Homes | 0.6% | 13.0% |
Days on Market | 33 | -5.0% |
Demographics — Ferguson, MO
As of the latest ACS Survey released in 2023, Ferguson, MO has a population of 19,400, which has decreased by -11.1% over the past 5 years. Ferguson, MO is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,400 | -11.1% |
% Under 18 | 23.1% | -13.5% |
% Seniors | 16.5% | 35.2% |
% WFH | 16.2% | 500.0% |
% w/ College Degree | 24.0% | 11.1% |
As of the latest ACS Survey released in 2023, Ferguson, MO is a predominantly black area, with 66.7% of the population identifying as black. The black population has grown by 2.3% in the last 5 years. The second most common race or ethnicity in Ferguson, MO is white, making up 28.0% of the population. Foreign-born residents account for 0.9% of the population in Ferguson, MO, and this percentage has decreased by 65.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 28.0% | 3.3% |
% Black | 66.7% | 2.3% |
% Hispanic | 1.9% | -17.4% |
% Asian | 0.4% | -55.6% |
% Foreign Born | 0.9% | -65.4% |
Mortgage and Risk — Ferguson, MO
According to HUD data as of 2023, there were 324 mortgage originations in Ferguson, MO, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 54.0% above 90% LTV (very high). This implies large mortgage risk in Ferguson, MO. Investor activity is low, as 11.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 324 |
% Conventional Loans | 55.0% |
% Government Loans | 45.0% |
% Investor Loans | 11.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Ferguson, MO
As of 2024, the percent of homes in Ferguson, MO under the Section 8 program is 20.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ferguson, MO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 825 |
Total Units Section 8 | 825 |
% Rentals under Section 8 | 20.0% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $350 | $700 | $1,050 |
| 2 Bedroom | $170 | $1,120 | $1,290 |
| 3 Bedroom | $330 | $1,340 | $1,670 |
| 4 Bedroom | $270 | $1,650 | $1,920 |
Affordability — Ferguson, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $110,000 |
| Median Household Income | $55,200 |