Kearney, MO—64060
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kearney, MO
As of Oct '25, the median home price in Kearney, MO is $382,000, with a year-over-year change of 1.7%. This indicates that home prices in Kearney, MO are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $382,000 | 1.7% |
| Single Family | $382,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $353,000 | 3.2% |
3 Bed | $330,000 | 3.1% |
4 Bed | $457,000 | 1.1% |
| 5 Bed | $603,000 | 1.3% |
% of Housing Stock
Rental Trends — Kearney, MO
As of July '25, Rentcast reports the average rent in Kearney, MO is $2,160, with a year-over-year rent change of 24.9%. Per bedroom, the median rent as of July '25 in Kearney, MO is 2-bedrooms: $970, 3-bedrooms: $2,090, 4-bedrooms: $2,420. The most common rental property sizes in Kearney, MO are 3-bedroom and 2-bedroom, accounting for 40.7% and 32.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,180 | $2,160 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $970 | $970 |
| 3 Bed Rent | $2,040 | $2,090 |
| 4 Bed Rent | $2,450 | $2,420 |
% of Rental Stock
Property Listings — Kearney, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Kearney, MO is 59. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $455,000 | -10.0% |
Listing Count | 111 | 9.0% |
| Listings as % of Homes | 1.1% | 9.0% |
Days on Market | 59 | 5.0% |
Demographics — Kearney, MO
As of the latest ACS Survey released in 2023, Kearney, MO has a population of 16,300, which has increased by 13.5% over the past 5 years. Kearney, MO is a moderately popular place for families, as children make up 23.0% of the population. The area has a moderately educated workforce, with 38.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,300 | 13.5% |
% Under 18 | 23.0% | -16.4% |
% Seniors | 19.3% | 19.1% |
% WFH | 14.8% | 221.7% |
% w/ College Degree | 38.9% | 40.4% |
As of the latest ACS Survey released in 2023, Kearney, MO is a predominantly white area, with 94.4% of the population identifying as white. The white population has grown by 0.4% in the last 5 years. The second most common race or ethnicity in Kearney, MO is hispanic, making up 2.0% of the population. Foreign-born residents account for 0.9% of the population in Kearney, MO, and this percentage has decreased by 10.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.4% | 0.4% |
% Black | 0.3% | 200.0% |
% Hispanic | 2.0% | -55.6% |
% Asian | 0.5% | 150.0% |
% Foreign Born | 0.9% | -10.0% |
Mortgage and Risk — Kearney, MO
According to HUD data as of 2023, there were 520 mortgage originations in Kearney, MO, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Kearney, MO. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 520 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Kearney, MO
Kearney, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,210 |
| 2 Bedroom | $410 | $970 | $1,380 |
| 3 Bedroom | -$240 | $2,040 | $1,800 |
| 4 Bedroom | -$320 | $2,450 | $2,130 |
Affordability — Kearney, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $382,000 |
| Median Household Income | $108,000 |