Liberty, MO—64068
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Liberty, MO
As of Oct '25, the median home price in Liberty, MO is $317,000, with a year-over-year change of 2.1%. This indicates that home prices in Liberty, MO are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $317,000 | 2.2% |
| Single Family | $318,000 | 2.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $236,000 | -1.7% |
2 Bed | $224,000 | 0.9% |
3 Bed | $284,000 | 2.2% |
4 Bed | $401,000 | 1.8% |
| 5 Bed | $503,000 | 1.4% |
% of Housing Stock
Rental Trends — Liberty, MO
As of July '25, Rentcast reports the average rent in Liberty, MO is $1,480, with a year-over-year rent change of -1.3%. Per bedroom, the median rent as of July '25 in Liberty, MO is 1-bedrooms: $933, 2-bedrooms: $1,200, 3-bedrooms: $1,840, 4-bedrooms: $1,910. The most common rental property sizes in Liberty, MO are 2-bedroom and 3-bedroom, accounting for 39.1% and 27.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,520 | $1,480 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $925 | $933 |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | $1,720 | $1,840 |
| 4 Bed Rent | $1,900 | $1,910 |
% of Rental Stock
Property Listings — Liberty, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Liberty, MO is 46. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $442,000 | 16.0% |
Listing Count | 164 | 30.0% |
| Listings as % of Homes | 0.5% | 30.0% |
Days on Market | 46 | 20.0% |
Demographics — Liberty, MO
As of the latest ACS Survey released in 2023, Liberty, MO has a population of 37,500, which has decreased by -2.5% over the past 5 years. Liberty, MO is a moderately popular place for families, as children make up 25.0% of the population. The area has a moderately educated workforce, with 39.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,500 | -2.5% |
% Under 18 | 25.0% | 5.5% |
% Seniors | 15.9% | 13.6% |
% WFH | 13.5% | 128.8% |
% w/ College Degree | 39.0% | 7.1% |
As of the latest ACS Survey released in 2023, Liberty, MO is a predominantly white area, with 84.6% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Liberty, MO is hispanic, making up 5.2% of the population. Foreign-born residents account for 2.4% of the population in Liberty, MO, and this percentage has increased by 41.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.6% | -4.5% |
% Black | 4.3% | 22.9% |
% Hispanic | 5.2% | -1.9% |
% Asian | 1.6% | 166.7% |
% Foreign Born | 2.4% | 41.2% |
Mortgage and Risk — Liberty, MO
According to HUD data as of 2023, there were 684 mortgage originations in Liberty, MO, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Liberty, MO. Investor activity is low, as 5.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 684 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Liberty, MO
As of 2024, the percent of homes in Liberty, MO under the Section 8 program is 8.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Liberty, MO, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 327 |
Total Units Section 8 | 309 |
% Rentals under Section 8 | 8.2% |
% Occupied Section 8 | 96.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $155 | $925 | $1,080 |
| 2 Bedroom | $30 | $1,200 | $1,230 |
| 3 Bedroom | -$120 | $1,720 | $1,600 |
| 4 Bedroom | $0 | $1,900 | $1,900 |
Affordability — Liberty, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $317,000 |
| Median Household Income | $95,400 |