Raytown, MO—64133
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Raytown, MO
As of Oct '25, the median home price in Raytown, MO is $206,000, with a year-over-year change of 0.7%. This indicates that home prices in Raytown, MO are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $206,000 | 0.7% |
| Single Family | $206,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $156,000 | 0.6% |
3 Bed | $209,000 | 1.0% |
4 Bed | $270,000 | 0.7% |
| 5 Bed | $315,000 | 1.0% |
% of Housing Stock
Rental Trends — Raytown, MO
As of July '25, Rentcast reports the average rent in Raytown, MO is $1,530, with a year-over-year rent change of 3.4%. Per bedroom, the median rent as of July '25 in Raytown, MO is studios: $776, 1-bedrooms: $892, 2-bedrooms: $1,150, 3-bedrooms: $1,600, 4-bedrooms: $1,900. The most common rental property sizes in Raytown, MO are 3-bedroom and 2-bedroom, accounting for 33.7% and 31.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,530 |
| Studio Rent | $740 | $776 |
| 1 Bed Rent | $910 | $892 |
| 2 Bed Rent | $1,220 | $1,150 |
| 3 Bed Rent | $1,550 | $1,600 |
| 4 Bed Rent | $1,830 | $1,900 |
% of Rental Stock
Property Listings — Raytown, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Raytown, MO is 38. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $237,000 | 1.0% |
Listing Count | 153 | 8.0% |
| Listings as % of Homes | 0.6% | 8.0% |
Days on Market | 38 | -7.0% |
Demographics — Raytown, MO
As of the latest ACS Survey released in 2023, Raytown, MO has a population of 35,500, which has remained stable by 0.9% over the past 5 years. Raytown, MO is a moderately popular place for families, as children make up 22.0% of the population. The area has a poorly educated workforce, with 23.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 35,500 | 0.9% |
% Under 18 | 22.0% | 1.9% |
% Seniors | 18.7% | 14.0% |
% WFH | 12.4% | 264.7% |
% w/ College Degree | 23.3% | 7.9% |
As of the latest ACS Survey released in 2023, Raytown, MO is a predominantly white area, with 46.4% of the population identifying as white. The white population has shrunk by 16.8% in the last 5 years. The second most common race or ethnicity in Raytown, MO is black, making up 36.6% of the population. Foreign-born residents account for 5.1% of the population in Raytown, MO, and this percentage has increased by 8.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 46.4% | -16.8% |
% Black | 36.6% | 12.3% |
% Hispanic | 11.7% | 36.0% |
% Asian | 1.0% | 42.9% |
% Foreign Born | 5.1% | 8.5% |
Mortgage and Risk — Raytown, MO
According to HUD data as of 2023, there were 766 mortgage originations in Raytown, MO, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Raytown, MO. Investor activity is low, as 4.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 766 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Raytown, MO
As of 2024, the percent of homes in Raytown, MO under the Section 8 program is 16.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Raytown, MO, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 861 |
Total Units Section 8 | 825 |
% Rentals under Section 8 | 16.0% |
% Occupied Section 8 | 85.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $910 | $1,050 |
| 2 Bedroom | -$30 | $1,220 | $1,190 |
| 3 Bedroom | $0 | $1,550 | $1,550 |
| 4 Bedroom | $10 | $1,830 | $1,840 |
Affordability — Raytown, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $206,000 |
| Median Household Income | $66,800 |