Polo, MO—64671
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Polo, MO
As of Oct '25, the median home price in Polo, MO is $275,000, with a year-over-year change of 5.8%. This indicates that home prices in Polo, MO are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $275,000 | 5.8% |
| Single Family | $275,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $327,000 | 5.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Polo, MO
Polo, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Polo, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Polo, MO is 26. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $365,000 | -27.0% |
Listing Count | 11 | 38.0% |
| Listings as % of Homes | 0.4% | 38.0% |
Days on Market | 26 | -16.0% |
Demographics — Polo, MO
As of the latest ACS Survey released in 2023, Polo, MO has a population of 1,880, which has remained stable by 0.2% over the past 5 years. Polo, MO is a popular place for families, as children make up 26.6% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,880 | 0.2% |
% Under 18 | 26.6% | 21.5% |
% Seniors | 20.9% | 12.4% |
% WFH | 6.8% | 19.3% |
% w/ College Degree | 17.7% | 96.7% |
As of the latest ACS Survey released in 2023, Polo, MO is a predominantly white area, with 92.3% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Polo, MO is black, making up 3.0% of the population. Foreign-born residents account for 0.5% of the population in Polo, MO, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | -1.9% |
% Black | 3.0% | 400.0% |
% Hispanic | 1.1% | -60.7% |
% Asian | 0.5% | -16.7% |
% Foreign Born | 0.5% | 150.0% |
Mortgage and Risk — Polo, MO
According to HUD data as of 2023, there were 41 mortgage originations in Polo, MO, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Polo, MO. Investor activity is low, as 5.0% of loans were by investors. 29.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 41 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 5.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 29.0% |
Loan Activity
Rentals and Section 8 — Polo, MO
Polo, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 6.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $990 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Polo, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $275,000 |
| Median Household Income | $69,900 |