Joplin, MO64804

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$221,000
3.3% YoY Growth
Median Household Income
$62,100
20.5% 5-Year Growth
Days on Market
46
13.0% Longer than last year
Home Price Forecast
2.0%
Median Rent
$1,250
5.9% YoY Growth
1-Bed Rent
$800
16.6% YoY Growth
2-Bed Rent
$925
9.5% YoY Growth
3-Bed Rent
$1,450
1.4% YoY Growth

Other Zip Codes in Joplin, MO

Property Listings — Joplin, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in Joplin, MO is 46. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$265,000-1.0%
Listing Count
195-4.0%
Listings as % of Homes0.9%-4.0%
Days on Market
4613.0%
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Demographics — Joplin, MO

As of the latest ACS Survey released in 2023, Joplin, MO has a population of 37,000, which has increased by 3.9% over the past 5 years. Joplin, MO is a moderately popular place for families, as children make up 22.6% of the population. The area has a moderately educated workforce, with 27.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
37,0003.9%
% Under 18
22.6%-2.2%
% Seniors
19.6%11.4%
% WFH
8.8%193.3%
% w/ College Degree
27.6%1.1%
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As of the latest ACS Survey released in 2023, Joplin, MO is a predominantly white area, with 83.6% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Joplin, MO is hispanic, making up 6.2% of the population. Foreign-born residents account for 3.1% of the population in Joplin, MO, and this percentage has increased by 10.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.6%-4.7%
% Black
2.0%-25.9%
% Hispanic
6.2%93.8%
% Asian
1.8%-5.3%
% Foreign Born
3.1%10.7%
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Mortgage and Risk — Joplin, MO

According to HUD data as of 2023, there were 736 mortgage originations in Joplin, MO, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Joplin, MO. Investor activity is low, as 7.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
736
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
7.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Joplin, MO

As of 2024, the percent of homes in Joplin, MO under the Section 8 program is 11.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Joplin, MO, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
742
Total Units Section 8
497
% Rentals under Section 8
11.1%
% Occupied Section 8
83.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$20$800$820
2 Bedroom$95$925$1,020
3 Bedroom-$140$1,450$1,310
4 Bedroom-$610$2,000$1,390

Affordability — Joplin, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$221,000
Median Household Income$62,100

Joplin, MO — ZIP Code Boundary Map

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Frequently Asked Questions