Carl Junction, MO64834

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$246,000
1.9% YoY Growth
Median Household Income
$78,700
18.0% 5-Year Growth
Days on Market
41
0.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$1,400
8.5% YoY Growth
1-Bed Rent
$750
N/A
2-Bed Rent
$950
5.4% YoY Growth
3-Bed Rent
$1,400
10.8% YoY Growth

Property Listings — Carl Junction, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in Carl Junction, MO is 41. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$312,000-4.0%
Listing Count
44-22.0%
Listings as % of Homes0.9%-22.0%
Days on Market
410.0%
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Demographics — Carl Junction, MO

As of the latest ACS Survey released in 2023, Carl Junction, MO has a population of 10,500, which has increased by 3.1% over the past 5 years. Carl Junction, MO is a popular place for families, as children make up 30.8% of the population. The area has a moderately educated workforce, with 36.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,5003.1%
% Under 18
30.8%-8.9%
% Seniors
14.9%-2.0%
% WFH
7.2%80.0%
% w/ College Degree
36.1%17.6%
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As of the latest ACS Survey released in 2023, Carl Junction, MO is a predominantly white area, with 90.3% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Carl Junction, MO is hispanic, making up 3.2% of the population. Foreign-born residents account for 1.8% of the population in Carl Junction, MO, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.3%1.0%
% Black
0.1%-80.0%
% Hispanic
3.2%146.2%
% Asian
0.5%-87.5%
% Foreign Born
1.8%-33.3%
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Mortgage and Risk — Carl Junction, MO

According to HUD data as of 2023, there were 212 mortgage originations in Carl Junction, MO, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Carl Junction, MO. Investor activity is low, as 5.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
212
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Carl Junction, MO

As of 2024, the percent of homes in Carl Junction, MO under the Section 8 program is 5.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Carl Junction, MO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
44
Total Units Section 8
44
% Rentals under Section 8
5.4%
% Occupied Section 8
78.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$290$750$1,040
2 Bedroom$340$950$1,290
3 Bedroom$250$1,400$1,650
4 Bedroom$360$1,400$1,760

Affordability — Carl Junction, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$246,000
Median Household Income$78,700

Carl Junction, MO — ZIP Code Boundary Map

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Frequently Asked Questions