Holts Summit, MO—65043
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holts Summit, MO
As of Oct '25, the median home price in Holts Summit, MO is $272,000, with a year-over-year change of 2.9%. This indicates that home prices in Holts Summit, MO are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $272,000 | 2.9% |
| Single Family | $273,000 | 2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $275,000 | 4.6% |
4 Bed | $345,000 | 3.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holts Summit, MO
As of July '25, Rentcast reports the average rent in Holts Summit, MO is $1,510, with a year-over-year rent change of 45.2%. Per bedroom, the median rent as of July '25 in Holts Summit, MO is 1-bedrooms: $822, 2-bedrooms: $1,530, 3-bedrooms: $2,180. The most common rental property sizes in Holts Summit, MO are 2-bedroom and 3-bedroom, accounting for 42.8% and 40.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,510 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $800 | $822 |
| 2 Bed Rent | $1,500 | $1,530 |
| 3 Bed Rent | $1,950 | $2,180 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Holts Summit, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Holts Summit, MO is 37. This is a increase of 53.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $349,000 | 0.0% |
Listing Count | 40 | 29.0% |
| Listings as % of Homes | 0.7% | 29.0% |
Days on Market | 37 | 53.0% |
Demographics — Holts Summit, MO
As of the latest ACS Survey released in 2023, Holts Summit, MO has a population of 9,990, which has decreased by -4.9% over the past 5 years. Holts Summit, MO is a moderately popular place for families, as children make up 24.1% of the population. The area has a moderately educated workforce, with 30.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,990 | -4.9% |
% Under 18 | 24.1% | 1.7% |
% Seniors | 19.3% | 17.0% |
% WFH | 7.6% | 181.5% |
% w/ College Degree | 30.4% | 2.0% |
As of the latest ACS Survey released in 2023, Holts Summit, MO is a predominantly white area, with 87.0% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Holts Summit, MO is hispanic, making up 3.5% of the population. Foreign-born residents account for 1.4% of the population in Holts Summit, MO, and this percentage has decreased by 57.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.0% | -2.4% |
% Black | 1.9% | -29.6% |
% Hispanic | 3.5% | 337.5% |
% Asian | 0.3% | -82.4% |
% Foreign Born | 1.4% | -57.6% |
Mortgage and Risk — Holts Summit, MO
According to HUD data as of 2023, there were 246 mortgage originations in Holts Summit, MO, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Holts Summit, MO. Investor activity is low, as 3.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 246 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Holts Summit, MO
Holts Summit, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $10 | $800 | $810 |
| 2 Bedroom | -$440 | $1,500 | $1,060 |
| 3 Bedroom | -$670 | $1,950 | $1,280 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Holts Summit, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $272,000 |
| Median Household Income | $81,000 |