Paola, KS66071

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$358,000
4.4% YoY Growth
Median Household Income
$82,000
26.3% 5-Year Growth
Days on Market
55
15.0% Longer than last year
Home Price Forecast
2.4%
Median Rent
$1,100
12.2% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,100
4.2% YoY Growth
3-Bed Rent
$550
43.4% YoY Growth

Property Listings — Paola, KS

As of Oct '25, Realtor.com reports that the median days on market for a home in Paola, KS is 55. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$343,000-5.0%
Listing Count
7027.0%
Listings as % of Homes0.7%27.0%
Days on Market
5515.0%
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Demographics — Paola, KS

As of the latest ACS Survey released in 2023, Paola, KS has a population of 12,400, which has remained stable by -0.8% over the past 5 years. Paola, KS is a moderately popular place for families, as children make up 20.7% of the population. The area has a moderately educated workforce, with 30.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
12,400-0.8%
% Under 18
20.7%-10.0%
% Seniors
20.9%2.5%
% WFH
11.3%46.8%
% w/ College Degree
30.5%24.0%
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As of the latest ACS Survey released in 2023, Paola, KS is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Paola, KS is hispanic, making up 1.9% of the population. Foreign-born residents account for 0.9% of the population in Paola, KS, and this percentage has increased by 28.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.8%-0.3%
% Black
1.0%-33.3%
% Hispanic
1.9%58.3%
% Asian
0.6%50.0%
% Foreign Born
0.9%28.6%
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Mortgage and Risk — Paola, KS

According to HUD data as of 2023, there were 270 mortgage originations in Paola, KS, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Paola, KS. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
270
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Paola, KS

Paola, KS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
235
Total Units Section 8
145
% Rentals under Section 8
12.1%
% Occupied Section 8
97.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,010
2 Bedroom$50$1,100$1,150
3 Bedroom$950$550$1,500
4 BedroomN/AN/A$1,780

Affordability — Paola, KS

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$358,000
Median Household Income$82,000

Paola, KS — ZIP Code Boundary Map

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Frequently Asked Questions