Girard, KS—66743
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Girard, KS
As of Oct '25, the median home price in Girard, KS is $147,000, with a year-over-year change of -0.3%. This indicates that home prices in Girard, KS are flat. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $147,000 | -0.3% |
| Single Family | $147,000 | -1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $80,000 | -7.0% |
3 Bed | $168,000 | -0.6% |
4 Bed | $253,000 | 2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Girard, KS
As of July '25, Rentcast reports the average rent in Girard, KS is $700, with a year-over-year rent change of -6.7%. Per bedroom, the median rent as of July '25 in Girard, KS is 1-bedrooms: $700. The most common rental property sizes in Girard, KS are 2-bedroom and 3-bedroom, accounting for 40.5% and 35.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $700 | $700 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $700 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Girard, KS
As of Oct '25, Realtor.com reports that the median days on market for a home in Girard, KS is 103. This is a increase of 95.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $192,000 | 12.0% |
Listing Count | 13 | 16.0% |
| Listings as % of Homes | 0.6% | 16.0% |
Days on Market | 103 | 95.0% |
Demographics — Girard, KS
As of the latest ACS Survey released in 2023, Girard, KS has a population of 4,380, which has increased by 1.9% over the past 5 years. Girard, KS is a moderately popular place for families, as children make up 20.9% of the population. The area has a moderately educated workforce, with 29.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,380 | 1.9% |
% Under 18 | 20.9% | -22.3% |
% Seniors | 19.6% | 16.0% |
% WFH | 2.5% | -46.8% |
% w/ College Degree | 29.2% | 21.7% |
As of the latest ACS Survey released in 2023, Girard, KS is a predominantly white area, with 91.3% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Girard, KS is hispanic, making up 1.0% of the population. Foreign-born residents account for 0.3% of the population in Girard, KS, and this percentage has decreased by 76.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.3% | -0.9% |
% Black | 0.7% | -36.4% |
% Hispanic | 1.0% | -73.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.3% | -76.9% |
Mortgage and Risk — Girard, KS
According to HUD data as of 2023, there were 43 mortgage originations in Girard, KS, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Girard, KS. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 43 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Girard, KS
Girard, KS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 100 |
Total Units Section 8 | 77 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 60.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $20 | $700 | $720 |
| 2 Bedroom | N/A | N/A | $940 |
| 3 Bedroom | N/A | N/A | $1,320 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Girard, KS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $147,000 |
| Median Household Income | $52,100 |