Valley, NE—68064
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Valley, NE
As of Oct '25, the median home price in Valley, NE is $487,000, with a year-over-year change of 2.3%. This indicates that home prices in Valley, NE are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $487,000 | 2.3% |
| Single Family | $488,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $237,000 | 1.7% |
3 Bed | $353,000 | 2.0% |
4 Bed | $798,000 | 3.6% |
| 5 Bed | $1,120,000 | 5.1% |
% of Housing Stock
Rental Trends — Valley, NE
As of July '25, Rentcast reports the average rent in Valley, NE is $1,550, with a year-over-year rent change of -60.3%. Per bedroom, the median rent as of July '25 in Valley, NE is 1-bedrooms: $1,040, 3-bedrooms: $2,050. The most common rental property sizes in Valley, NE are 2-bedroom and 1-bedroom, accounting for 37.2% and 29.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,040 | $1,550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,040 | $1,040 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,050 | $2,050 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Valley, NE
As of Oct '25, Realtor.com reports that the median days on market for a home in Valley, NE is 40. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $792,000 | 6.0% |
Listing Count | 54 | 66.0% |
| Listings as % of Homes | 1.1% | 66.0% |
Days on Market | 40 | -9.0% |
Demographics — Valley, NE
As of the latest ACS Survey released in 2023, Valley, NE has a population of 3,920, which has increased by 15.4% over the past 5 years. Valley, NE is a moderately popular place for families, as children make up 19.4% of the population. The area has a highly educated workforce, with 45.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,920 | 15.4% |
% Under 18 | 19.4% | 1.6% |
% Seniors | 23.2% | 26.1% |
% WFH | 22.1% | 860.9% |
% w/ College Degree | 45.5% | 50.2% |
As of the latest ACS Survey released in 2023, Valley, NE is a predominantly white area, with 95.1% of the population identifying as white. The white population has grown by 4.3% in the last 5 years. The second most common race or ethnicity in Valley, NE is hispanic, making up 2.6% of the population. Foreign-born residents account for 1.5% of the population in Valley, NE, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.1% | 4.3% |
% Black | 1.0% | 0.0% |
% Hispanic | 2.6% | -45.8% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.5% | -16.7% |
Mortgage and Risk — Valley, NE
According to HUD data as of 2023, there were 140 mortgage originations in Valley, NE, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Valley, NE. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 140 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Valley, NE
Valley, NE lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 104 |
Total Units Section 8 | 104 |
% Rentals under Section 8 | 20.3% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$130 | $1,040 | $910 |
| 2 Bedroom | N/A | N/A | $1,090 |
| 3 Bedroom | -$610 | $2,050 | $1,440 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — Valley, NE
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $487,000 |
| Median Household Income | $92,900 |