Omaha, NE68124

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$331,000
1.8% YoY Growth
Median Household Income
$96,300
31.2% 5-Year Growth
Days on Market
23
5.0% Shorter than last year
Home Price Forecast
1.1%
Median Rent
$2,100
2.1% YoY Growth
1-Bed Rent
$897
22.7% YoY Growth
2-Bed Rent
$1,620
39.5% YoY Growth
3-Bed Rent
$2,400
4.4% YoY Growth

Property Listings — Omaha, NE

As of Oct '25, Realtor.com reports that the median days on market for a home in Omaha, NE is 23. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$397,0004.0%
Listing Count
4439.0%
Listings as % of Homes0.3%39.0%
Days on Market
23-5.0%
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Demographics — Omaha, NE

As of the latest ACS Survey released in 2023, Omaha, NE has a population of 15,600, which has decreased by -2.4% over the past 5 years. Omaha, NE is a moderately popular place for families, as children make up 23.0% of the population. The area has a highly educated workforce, with 54.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,600-2.4%
% Under 18
23.0%-3.0%
% Seniors
21.3%3.9%
% WFH
15.1%277.5%
% w/ College Degree
54.6%1.9%
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As of the latest ACS Survey released in 2023, Omaha, NE is a predominantly white area, with 80.5% of the population identifying as white. The white population has shrunk by 7.3% in the last 5 years. The second most common race or ethnicity in Omaha, NE is hispanic, making up 8.5% of the population. Foreign-born residents account for 6.0% of the population in Omaha, NE, and this percentage has increased by 9.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.5%-7.3%
% Black
5.4%25.6%
% Hispanic
8.5%117.9%
% Asian
3.2%-3.0%
% Foreign Born
6.0%9.1%
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Mortgage and Risk — Omaha, NE

According to HUD data as of 2023, there were 284 mortgage originations in Omaha, NE, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Omaha, NE. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
284
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Omaha, NE

As of 2024, the percent of homes in Omaha, NE under the Section 8 program is 7.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Omaha, NE, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
202
Total Units Section 8
194
% Rentals under Section 8
7.5%
% Occupied Section 8
78.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$223$897$1,120
2 Bedroom-$280$1,620$1,340
3 Bedroom-$620$2,400$1,780
4 Bedroom-$370$2,350$1,980

Affordability — Omaha, NE

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$331,000
Median Household Income$96,300

Omaha, NE — ZIP Code Boundary Map

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Frequently Asked Questions