Cut Off, LA—70354
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cut Off, LA
Home Price Trends — Cut Off, LA
As of Oct '25, the median home price in Cut Off, LA is $92,000, with a year-over-year change of 5.8%. This indicates that home prices in Cut Off, LA are increasing. According to Zillow, the 1-year price projection is -8.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $92,000 | 5.8% |
| Single Family | $92,000 | 7.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cut Off, LA
Cut Off, LA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cut Off, LA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cut Off, LA is 167. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $130,000 | -5.0% |
Listing Count | 30 | 60.0% |
| Listings as % of Homes | 0.7% | 60.0% |
Days on Market | 167 | 36.0% |
Demographics — Cut Off, LA
As of the latest ACS Survey released in 2023, Cut Off, LA has a population of 3,550, which has decreased by -20.5% over the past 5 years. Cut Off, LA is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 6.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,550 | -20.5% |
% Under 18 | 21.3% | 10.9% |
% Seniors | 18.6% | 10.7% |
% WFH | 1.1% | 83.3% |
% w/ College Degree | 6.9% | -31.0% |
As of the latest ACS Survey released in 2023, Cut Off, LA is a predominantly white area, with 74.9% of the population identifying as white. The white population has grown by 1.2% in the last 5 years. The second most common race or ethnicity in Cut Off, LA is hispanic, making up 12.7% of the population. Foreign-born residents account for 5.6% of the population in Cut Off, LA, and this percentage has decreased by 1.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.9% | 1.2% |
% Black | 4.6% | 43.8% |
% Hispanic | 12.7% | 7.6% |
% Asian | 0.3% | ∞% |
% Foreign Born | 5.6% | -1.8% |
Mortgage and Risk — Cut Off, LA
According to HUD data as of 2023, there were 64 mortgage originations in Cut Off, LA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Cut Off, LA. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 5.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Cut Off, LA
Cut Off, LA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 19 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,150 |
| 3 Bedroom | N/A | N/A | $1,390 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Cut Off, LA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $92,000 |
| Median Household Income | $51,600 |