Zachary, LA—70791
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Zachary, LA
As of Oct '25, the median home price in Zachary, LA is $266,000, with a year-over-year change of 0.1%. This indicates that home prices in Zachary, LA are flat. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $266,000 | 0.1% |
| Single Family | $268,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $154,000 | 7.7% |
3 Bed | $252,000 | 1.2% |
4 Bed | $331,000 | 0.9% |
| 5 Bed | $452,000 | 0.4% |
% of Housing Stock
Rental Trends — Zachary, LA
As of July '25, Rentcast reports the average rent in Zachary, LA is $1,760, with a year-over-year rent change of -15.4%. Per bedroom, the median rent as of July '25 in Zachary, LA is 1-bedrooms: $1,330, 2-bedrooms: $1,370, 3-bedrooms: $1,720, 4-bedrooms: $2,290. The most common rental property sizes in Zachary, LA are 2-bedroom and 3-bedroom, accounting for 40.2% and 36.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,760 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,330 |
| 2 Bed Rent | $1,400 | $1,370 |
| 3 Bed Rent | $1,750 | $1,720 |
| 4 Bed Rent | $2,400 | $2,290 |
% of Rental Stock
Property Listings — Zachary, LA
As of Oct '25, Realtor.com reports that the median days on market for a home in Zachary, LA is 77. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $315,000 | -9.0% |
Listing Count | 230 | 9.0% |
| Listings as % of Homes | 1.2% | 9.0% |
Days on Market | 77 | -7.0% |
Demographics — Zachary, LA
As of the latest ACS Survey released in 2023, Zachary, LA has a population of 30,100, which has increased by 12.6% over the past 5 years. Zachary, LA is a popular place for families, as children make up 26.4% of the population. The area has a moderately educated workforce, with 39.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 30,100 | 12.6% |
% Under 18 | 26.4% | -5.0% |
% Seniors | 14.5% | 16.0% |
% WFH | 5.4% | 217.6% |
% w/ College Degree | 39.2% | 28.1% |
As of the latest ACS Survey released in 2023, Zachary, LA is a predominantly white area, with 52.7% of the population identifying as white. The white population has grown by 3.1% in the last 5 years. The second most common race or ethnicity in Zachary, LA is black, making up 40.9% of the population. Foreign-born residents account for 2.1% of the population in Zachary, LA, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 52.7% | 3.1% |
% Black | 40.9% | -8.7% |
% Hispanic | 2.0% | 5.3% |
% Asian | 1.6% | 33.3% |
% Foreign Born | 2.1% | -12.5% |
Mortgage and Risk — Zachary, LA
According to HUD data as of 2023, there were 574 mortgage originations in Zachary, LA, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Zachary, LA. Investor activity is low, as 6.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 574 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Zachary, LA
As of 2024, the percent of homes in Zachary, LA under the Section 8 program is 1.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Zachary, LA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 35 |
Total Units Section 8 | 35 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | 84.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$100 | $1,300 | $1,200 |
| 2 Bedroom | -$40 | $1,400 | $1,360 |
| 3 Bedroom | -$50 | $1,750 | $1,700 |
| 4 Bedroom | -$150 | $2,400 | $2,250 |
Affordability — Zachary, LA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $266,000 |
| Median Household Income | $80,200 |