Ruston, LA71270

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$219,000
0.1% YoY Growth
Median Household Income
$37,600
13.5% 5-Year Growth
Days on Market
67
4.0% Shorter than last year
Home Price Forecast
-1.9%
Median Rent
$1,100
3.4% YoY Growth
1-Bed Rent
$700
4.1% YoY Growth
2-Bed Rent
$1,020
2.0% YoY Growth
3-Bed Rent
$1,300
5.1% YoY Growth

Property Listings — Ruston, LA

As of Oct '25, Realtor.com reports that the median days on market for a home in Ruston, LA is 67. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$265,000-5.0%
Listing Count
12747.0%
Listings as % of Homes0.4%47.0%
Days on Market
67-4.0%
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Demographics — Ruston, LA

As of the latest ACS Survey released in 2023, Ruston, LA has a population of 32,700, which has increased by 5.5% over the past 5 years. Ruston, LA is a moderately popular place for families, as children make up 21.0% of the population. The area has a moderately educated workforce, with 39.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,7005.5%
% Under 18
21.0%2.9%
% Seniors
12.6%-3.8%
% WFH
8.1%224.0%
% w/ College Degree
39.9%3.1%
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As of the latest ACS Survey released in 2023, Ruston, LA is a predominantly white area, with 51.0% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Ruston, LA is black, making up 37.6% of the population. Foreign-born residents account for 3.1% of the population in Ruston, LA, and this percentage has decreased by 35.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
51.0%-4.1%
% Black
37.6%-7.6%
% Hispanic
3.5%29.6%
% Asian
1.5%-25.0%
% Foreign Born
3.1%-35.4%
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Mortgage and Risk — Ruston, LA

According to HUD data as of 2023, there were 316 mortgage originations in Ruston, LA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Ruston, LA. Investor activity is high, as 21.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
316
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
21.0%
% Second Loans
2.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Ruston, LA

Ruston, LA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
858
Total Units Section 8
545
% Rentals under Section 8
N/A
% Occupied Section 8
77.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$80$700$780
2 Bedroom-$40$1,020$980
3 Bedroom-$10$1,300$1,290
4 Bedroom$100$1,500$1,600

Affordability — Ruston, LA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.7
Median Home Price$219,000
Median Household Income$37,600

Ruston, LA — ZIP Code Boundary Map

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Frequently Asked Questions