McRae, AR—72102
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — McRae, AR
As of Oct '25, the median home price in McRae, AR is $174,000, with a year-over-year change of 2.9%. This indicates that home prices in McRae, AR are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $174,000 | 2.9% |
| Single Family | $173,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — McRae, AR
McRae, AR lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — McRae, AR
As of Oct '25, Realtor.com reports that the median days on market for a home in McRae, AR is 32. This is a decrease of -56.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $379,000 | 247.0% |
Listing Count | 1 | -76.0% |
| Listings as % of Homes | 0.1% | -76.0% |
Days on Market | 32 | -56.0% |
Demographics — McRae, AR
As of the latest ACS Survey released in 2023, McRae, AR has a population of 2,510, which has decreased by -25.8% over the past 5 years. McRae, AR is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 16.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,510 | -25.8% |
% Under 18 | 18.3% | -37.8% |
% Seniors | 20.0% | 53.8% |
% WFH | 3.6% | 89.5% |
% w/ College Degree | 16.3% | 20.7% |
As of the latest ACS Survey released in 2023, McRae, AR is a predominantly white area, with 84.7% of the population identifying as white. The white population has shrunk by 12.7% in the last 5 years. The second most common race or ethnicity in McRae, AR is hispanic, making up 8.3% of the population. Foreign-born residents account for 1.8% of the population in McRae, AR, and this percentage has increased by 80.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.7% | -12.7% |
% Black | 2.6% | 225.0% |
% Hispanic | 8.3% | 937.5% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 1.8% | 80.0% |
Mortgage and Risk — McRae, AR
According to HUD data as of 2023, there were 66 mortgage originations in McRae, AR, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in McRae, AR. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 66 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — McRae, AR
McRae, AR lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 42 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $850 |
| 3 Bedroom | N/A | N/A | $1,100 |
| 4 Bedroom | N/A | N/A | $1,170 |
Affordability — McRae, AR
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $174,000 |
| Median Household Income | $57,800 |