Elkins, AR72727

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$281,000
2.9% YoY Growth
Median Household Income
$71,700
33.7% 5-Year Growth
Days on Market
70
66.0% Longer than last year
Home Price Forecast
3.3%
Median Rent
$1,400
14.6% YoY Growth
1-Bed Rent
$1,100
N/A
2-Bed Rent
$1,180
15.6% YoY Growth
3-Bed Rent
$1,430
6.8% YoY Growth

Property Listings — Elkins, AR

As of Oct '25, Realtor.com reports that the median days on market for a home in Elkins, AR is 70. This is a increase of 66.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$350,0009.0%
Listing Count
437.0%
Listings as % of Homes0.7%7.0%
Days on Market
7066.0%
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Demographics — Elkins, AR

As of the latest ACS Survey released in 2023, Elkins, AR has a population of 6,460, which has increased by 14.1% over the past 5 years. Elkins, AR is a moderately popular place for families, as children make up 18.1% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,46014.1%
% Under 18
18.1%-26.1%
% Seniors
20.3%49.3%
% WFH
7.4%27.6%
% w/ College Degree
17.6%18.9%
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As of the latest ACS Survey released in 2023, Elkins, AR is a predominantly white area, with 78.2% of the population identifying as white. The white population has shrunk by 14.8% in the last 5 years. The second most common race or ethnicity in Elkins, AR is hispanic, making up 10.4% of the population. Foreign-born residents account for 3.6% of the population in Elkins, AR, and this percentage has increased by 63.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
78.2%-14.8%
% Black
0.3%∞%
% Hispanic
10.4%116.7%
% Asian
0.3%-70.0%
% Foreign Born
3.6%63.6%
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Mortgage and Risk — Elkins, AR

According to HUD data as of 2023, there were 229 mortgage originations in Elkins, AR, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Elkins, AR. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
229
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Elkins, AR

As of 2024, the percent of homes in Elkins, AR under the Section 8 program is 2.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Elkins, AR, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
28
Total Units Section 8
8
% Rentals under Section 8
2.1%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$180$1,100$920
2 Bedroom-$70$1,180$1,110
3 Bedroom$130$1,430$1,560
4 Bedroom$400$1,400$1,800

Affordability — Elkins, AR

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$281,000
Median Household Income$71,700

Elkins, AR — ZIP Code Boundary Map

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Frequently Asked Questions