Guthrie, OK—73044
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Guthrie, OK
As of Oct '25, the median home price in Guthrie, OK is $239,000, with a year-over-year change of -0.9%. This indicates that home prices in Guthrie, OK are flat. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $239,000 | -0.9% |
| Single Family | $239,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $142,000 | 1.4% |
3 Bed | $270,000 | 1.5% |
4 Bed | $349,000 | 1.7% |
| 5 Bed | $375,000 | 0.0% |
% of Housing Stock
Rental Trends — Guthrie, OK
As of July '25, Rentcast reports the average rent in Guthrie, OK is $1,570, with a year-over-year rent change of 7.5%. Per bedroom, the median rent as of July '25 in Guthrie, OK is 1-bedrooms: $724, 2-bedrooms: $1,210, 3-bedrooms: $1,830, 4-bedrooms: $2,310. The most common rental property sizes in Guthrie, OK are 3-bedroom and 2-bedroom, accounting for 42.4% and 36.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,570 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $720 | $724 |
| 2 Bed Rent | $1,120 | $1,210 |
| 3 Bed Rent | $1,800 | $1,830 |
| 4 Bed Rent | $2,200 | $2,310 |
% of Rental Stock
Property Listings — Guthrie, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Guthrie, OK is 52. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $339,000 | 16.0% |
Listing Count | 285 | 18.0% |
| Listings as % of Homes | 1.6% | 18.0% |
Days on Market | 52 | 7.0% |
Demographics — Guthrie, OK
As of the latest ACS Survey released in 2023, Guthrie, OK has a population of 25,300, which has increased by 7.4% over the past 5 years. Guthrie, OK is a moderately popular place for families, as children make up 20.3% of the population. The area has a poorly educated workforce, with 24.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,300 | 7.4% |
% Under 18 | 20.3% | -12.9% |
% Seniors | 18.4% | 16.5% |
% WFH | 9.7% | 22.8% |
% w/ College Degree | 24.1% | 7.1% |
As of the latest ACS Survey released in 2023, Guthrie, OK is a predominantly white area, with 76.6% of the population identifying as white. The white population has grown by 3.9% in the last 5 years. The second most common race or ethnicity in Guthrie, OK is hispanic, making up 8.3% of the population. Foreign-born residents account for 2.8% of the population in Guthrie, OK, and this percentage has decreased by 15.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.6% | 3.9% |
% Black | 6.3% | -42.2% |
% Hispanic | 8.3% | 18.6% |
% Asian | 0.4% | 33.3% |
% Foreign Born | 2.8% | -15.2% |
Mortgage and Risk — Guthrie, OK
According to HUD data as of 2023, there were 479 mortgage originations in Guthrie, OK, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Guthrie, OK. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 479 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Guthrie, OK
As of 2024, the percent of homes in Guthrie, OK under the Section 8 program is 10.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Guthrie, OK, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 347 |
Total Units Section 8 | 170 |
% Rentals under Section 8 | 10.7% |
% Occupied Section 8 | 90.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $110 | $720 | $830 |
| 2 Bedroom | -$100 | $1,120 | $1,020 |
| 3 Bedroom | -$440 | $1,800 | $1,360 |
| 4 Bedroom | -$710 | $2,200 | $1,490 |
Affordability — Guthrie, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $239,000 |
| Median Household Income | $71,400 |